Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionAbout the role:
We are looking for a highly accomplished Senior Engineering Lead to take the helm of our newly formed Risk API Team within the Servicing Platform Squad.
This is a critical, high-impact leadership role where you will simultaneously drive architectural strategy and scale the team responsible for the real-time transaction and user behavior risk assessment platform.
Key Leadership Focus
Architectural Ownership: You will be the technical authority responsible for the design, delivery, and operational excellence of the high-throughput Risk API.
Domain Bridge: You will operate as the primary technical interface between fast-moving Product teams and compliance-critical Financial Crime teams, ensuring clean, scalable API contracts and data governance.
Team Foundation & Growth: You will be instrumental in hiring, mentoring, and leading the team, defining the engineering standards and best practices that will serve as the foundation for the entire Risk Assessment Group.
Data Integrity & Scale: Your mandate includes enforcing robust Data Quality and Data Lineage standards across the platform, building solutions that can scale rapidly across multiple risk domains.
You won't just be managing a platform; you'll be designing the core risk infrastructure and leading the team that protects the company and its customers on a massive scale.
What You Will Be Working On
As the Senior Engineering Lead for the Risk API team, your focus will be split between technical strategy, architectural delivery, and team scaling in a high-stakes, cross-functional domain.
Architecting the Risk Contract: Leading the design and implementation of the core Risk API. This involves defining robust API contracts and data schemas that serve as the critical interface between Product features and our FinCrime defense systems.
Defining the Risk Assessment Ledger: Formalizing technical frameworks for the immutable logging of all platform-wide risk evaluations. You will spearhead the delivery of high-fidelity data streams for diverse stakeholders, ensuring absolute auditability and transparency - from granular system debugging to the generation of rigorous external regulatory reports.
Scaling the Team and Culture: Actively managing and mentoring the current engineering team (IC2-IC4), while rapidly driving the recruitment strategy to grow the team. This includes defining clear roles, efficient processes, and a high-performance engineering culture.
Strategic Stakeholder Alignment: Serving as the key technical partner to Product, FinCrime, and other Engineering Leads. You will champion the architectural vision for the platform, ensuring technical decisions align with both business agility and security requirements.
Platform Resilience: Ensuring the platform is built for high availability, low latency, and massive scale, managing the operational health (SLAs/SLOs) of a critical, real-time risk service.
What We Are Looking For
Strategic Autonomy and Ownership: Proven ability to define and fully own the architectural roadmap and delivery pipeline for a mission-critical platform. Must operate with a high degree of independence, translating ambiguous goals into concrete engineering plans.
Team and Process Scaling Acumen: Immediate capability to drive the full-cycle hiring process and define the core operating model, engineering standards, and performance culture necessary to scale a newly formed team rapidly (5+ engineers).
Cross-Functional Decision Authority: The skill to step in as the primary technical decision-maker, swiftly resolving architectural conflicts and achieving alignment between demanding Product, FinCrime, and other engineering stakeholders.
Leveraging Platform Expertise: A clear demonstration of how their prior experience in building and operating scalable Product or Service Platforms will be immediately applied to solve complex, company-wide integration and governance challenges in the risk domain.
Additional Information
We’re people without borders — without judgment or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in. Also, qualifications aren’t that important to us. If you’ve got great experience, and you’re great at articulating your thinking, we’d like to hear from you. And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under-represented demographic. For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Additional Information
Interested? Find out more:
How we work – a practical guide
Wise Tech Stack (2025 update)
Our Engineering career map
Scaling our Infrastructure; how we make it work
Wise Engineering – https://medium.com/wise-engineering
What do we offer
Starting salary: £135,000 - £175,000 + RSU ($86,000 New + $43,000 Annual)
Wise Benefits
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- Proven ability to independently define and own the architectural roadmap and delivery pipeline for a mission-critical platform.
- Experience driving full-cycle hiring and scaling a newly formed engineering team of 5 or more engineers.
- Ability to define engineering standards, operating processes, and a high-performance team culture.
- Ability to serve as the primary technical decision-maker and resolve architectural conflicts across Product, Financial Crime, and Engineering teams.
- Demonstrated experience building and operating scalable product or service platforms.
- Experience with high-availability, low-latency, massively scalable systems and operational health management.
- Experience with API contracts, data schemas, data quality, data lineage, auditability, and governance.
What the Team is Saying
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Wise Compensation & Benefits Highlights
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Leave & Time Off Breadth — Global paid time off is presented as 33–36 days including local public holidays, plus three “Me Days,” with a paid six‑week sabbatical and stipend after four years. Work-from-anywhere for up to 90 days per year after six months further complements time away and flexibility.
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Equity Value & Accessibility — RSUs are granted to all employees, enabling broad ownership in the company. Equity is positioned as a standard, company‑wide component of total rewards.
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Parental & Family Support — Parental leave is described as generous across markets, with U.S. pages listing up to 18 weeks fully paid for birthing parents and 8 weeks for non‑birthing parents. Additional family‑oriented supports such as onsite Mother’s Rooms and abortion travel benefits are noted in certain locations.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
