The Role
Leads a large software engineering organization supporting healthcare financial platforms, including HSA, FSA, HRA, COBRA, payment processing, and debit card systems. Defines technology strategy, modernizes legacy platforms through cloud and API adoption, governs architecture and roadmaps, ensures secure and resilient transaction processing, drives AI-enabled transformation, manages delivery and risk, and partners with business, product, compliance, banking, and payment stakeholders.
Summary Generated by Built In
Requisition Number: 2391955
Optum Tech is a global leader in health care innovation. Our teams develop cutting-edge solutions that help people live healthier lives and help make the health system work better for everyone. From advanced data analytics and AI to cybersecurity, we use innovative approaches to solve some of health care's most complex challenges. Your contributions here have the potential to change lives. Ready to build the next breakthrough? Join us in making healthcare work better for everyone through people-led, responsible AI while Caring. Connecting. Growing together.
The Senior Director, Software Engineering will lead a large-scale engineering organization supporting Optum Financials' Health Benefit Account (HBA) business. This leader will be accountable for the strategy, architecture, engineering execution, platform modernization, and operational excellence of consumer and employer-facing financial platforms that administer millions of healthcare financial accounts and process billions of dollars in annual transactions. This role requires a unique combination of software engineering leadership, financial technology expertise, healthcare administration knowledge, and platform transformation experience. The ideal candidate will bring deep experience across benefit account administration, banking and financial services, payment processing, card platforms, and regulated transaction systems.
The Senior Director will partner closely with business leaders, product management, operations, architecture, risk, compliance, and external partners to modernize and scale critical platforms supporting HSA, FSA, HRA, COBRA, lifestyle benefits, healthcare payments, debit card processing, and consumer financial experiences.
Primary Responsibilities:
You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
Preferred Qualifications:
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $159,300 - $273,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.
At UnitedHealth Group, our mission is to help people live healthier lives and help make the health system work better for everyone. Together, we are shaping the future of healthcare by harnessing technology and innovation to make care simpler to navigate, more affordable and more connected for the people we serve. We are committed to creating an inclusive workplace where everyone feels welcomed, valued, heard and respected, empowering people to bring their authentic selves to work and strengthening our collective impact through diverse talents, backgrounds, experiences and perspectives.
UnitedHealth Group and its affiliated brands are an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group and its affiliated brands are a drug-free workplace. Candidates are required to pass a drug test before beginning employment.
Optum Tech is a global leader in health care innovation. Our teams develop cutting-edge solutions that help people live healthier lives and help make the health system work better for everyone. From advanced data analytics and AI to cybersecurity, we use innovative approaches to solve some of health care's most complex challenges. Your contributions here have the potential to change lives. Ready to build the next breakthrough? Join us in making healthcare work better for everyone through people-led, responsible AI while Caring. Connecting. Growing together.
The Senior Director, Software Engineering will lead a large-scale engineering organization supporting Optum Financials' Health Benefit Account (HBA) business. This leader will be accountable for the strategy, architecture, engineering execution, platform modernization, and operational excellence of consumer and employer-facing financial platforms that administer millions of healthcare financial accounts and process billions of dollars in annual transactions. This role requires a unique combination of software engineering leadership, financial technology expertise, healthcare administration knowledge, and platform transformation experience. The ideal candidate will bring deep experience across benefit account administration, banking and financial services, payment processing, card platforms, and regulated transaction systems.
The Senior Director will partner closely with business leaders, product management, operations, architecture, risk, compliance, and external partners to modernize and scale critical platforms supporting HSA, FSA, HRA, COBRA, lifestyle benefits, healthcare payments, debit card processing, and consumer financial experiences.
Primary Responsibilities:
- Lead a multi-disciplinary software engineering organization responsible for Health Benefit Account platforms and services
- Define and execute technology strategy aligned to business growth, customer experience, operational efficiency, resilience, and regulatory requirements
- Drive modernization of legacy platforms through cloud adoption, API enablement, event-driven architecture, and platform engineering capabilities
- Establish and govern engineering standards, architecture patterns, and technology roadmaps across multiple product portfolios
- Lead engineering teams supporting healthcare financial products including HSA, FSA, HRA, commuter, lifestyle, and employer-sponsored benefit accounts
- Drive innovation across account administration, contributions, distributions, claims, reimbursement processing, investment platforms, and participant servicing
- Partner with banking, custodial, payment, and network partners to deliver secure and scalable financial solutions
- Support growth initiatives that enhance consumer engagement, digital experiences, financial wellness, and healthcare affordability
- Lead engineering strategy for payment and financial transaction platforms supporting healthcare financial accounts
- Deliver highly available, secure, and scalable payment processing capabilities
- Champion responsible adoption of AI and automation across engineering and operational workflows
- Drive implementation of AI-powered capabilities that improve customer experiences, operational efficiency, quality, and developer productivity
- Evaluate emerging technologies and market trends to accelerate modernization and strengthen competitive differentiation
- Promote experimentation and innovation while maintaining appropriate governance and risk controls
- Ensure predictable, transparent delivery execution across multiple product teams and technology portfolios
- Foster a product-centric engineering culture focused on customer outcomes and business value
- Drive proactive risk management and technology resilience planning
- Support internal and external audits and ensure compliance with applicable Build organizational capabilities aligned with future business and technology needs
You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
- 12+ years of software engineering experience, including leadership of large-scale enterprise technology organizations
- 7+ years leading software engineering managers, directors, architects, or large engineering teams
- 3+ years of proven ability to influence executive stakeholders and lead across highly matrixed organizations
Preferred Qualifications:
- Bachelor's degree in Computer Science, Engineering, Information Systems, or related technical field
- Experience supporting Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), Health Reimbursement Arrangements (HRA), COBRA, or related benefit administration platforms
- Experience in healthcare payments, financial account administration, banking integrations, or treasury-related platforms
- Experience leading AI-enabled engineering transformations and technology modernization initiatives
- Experience operating in highly regulated healthcare and financial services environments
- Knowledge of card processing, payment networks, transaction authorization, settlement, fraud, and dispute management
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $159,300 - $273,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.
At UnitedHealth Group, our mission is to help people live healthier lives and help make the health system work better for everyone. Together, we are shaping the future of healthcare by harnessing technology and innovation to make care simpler to navigate, more affordable and more connected for the people we serve. We are committed to creating an inclusive workplace where everyone feels welcomed, valued, heard and respected, empowering people to bring their authentic selves to work and strengthening our collective impact through diverse talents, backgrounds, experiences and perspectives.
UnitedHealth Group and its affiliated brands are an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group and its affiliated brands are a drug-free workplace. Candidates are required to pass a drug test before beginning employment.
Skills Required
- 12+ years of software engineering experience, including leadership of large-scale enterprise technology organizations
- 7+ years leading software engineering managers, directors, architects, or large engineering teams
- 3+ years influencing executive stakeholders and leading across highly matrixed organizations
- Bachelor's degree in Computer Science, Engineering, Information Systems, or a related technical field
- Experience supporting HSA, FSA, HRA, COBRA, or related benefit administration platforms
- Experience in healthcare payments, financial account administration, banking integrations, or treasury-related platforms
- Experience leading AI-enabled engineering transformations and technology modernization initiatives
- Experience operating in highly regulated healthcare and financial services environments
- Knowledge of card processing, payment networks, transaction authorization, settlement, fraud, and dispute management
Optum Compensation & Benefits Highlights
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Leave & Time Off Breadth — PTO is generally described as decent or good, and many note it as a strong part of the package. Actual ability to take time off can depend on workload and team coverage.
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Retirement Support — Offerings include a 401(k) with employer match and access to an employee stock purchase plan, which are highlighted as meaningful components of total rewards. These programs are consistently referenced among core benefits.
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Parental & Family Support — Parental and caregiver leave, along with adoption assistance, are publicly highlighted and viewed as notable elements of the package. Availability can be role-specific, but these supports contribute to overall breadth where offered.
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The Company
What We Do
Optum, part of the UnitedHealth Group family of businesses, is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. At Optum, we support your well-being with an understanding team, extensive benefits and rewarding opportunities. By joining us, you’ll have the resources to drive system transformation while we help you take care of your future. We recognize the power of connection to drive change, improve efficiency and make a difference in health care. Join a team where your skills and ideas can make an impact and where collaboration is key to creating technology that produces healthier outcomes.
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Optum Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Optum has three workplace models that balance the needs of the business and the responsibilities of each role. These models, core on‑site (5 days/week), hybrid (4 days/week) and telecommute or fully remote, vary by country, role and location.
Typical time on-site:
Not Specified
