We’re looking for a Decision Scientist who is eager to revolutionize insurance with us.
In this role, you’ll be building advanced pricing models & tools, while modernizing our pricing discipline to all facets of Lemonade - from distribution to underwriting, claims, compliance, and finance. You’ll leverage competitive data and data science to optimize our customers’ experience— and ensure fairness and accuracy in pricing.
We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.
Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.
In this role you’llBe an owner and expert on our home insurance state rating plans
Lead the development and integration of predictive modeling projects while working closely with the Data Science team
Craft rate filing support for new machine learning models
Recommend pricing and underwriting actions based on ongoing monitoring of results
Build a knowledge base of competitor rating strategies and the overall competitive landscape
Develop the rates and pricing strategy for product expansions in new states
Assist in the design and development of internal pricing software for advanced analytics to support real-time decision making and scalable growth
Coach and mentor analysts
4+ years of statistical modeling experience
Prior experience in the insurance industry
Advanced experience developing and implementing predictive models using both supervised and unsupervised machine learning approaches such as GLM, decision tree, and gradient boosting machines
Bachelor’s degree in Data Science, Economics, Mathematics, Statistics, or a related field
Proficiency in data science programming languages such as R or Python (preferred), and database query tools such as SQL
Ability to work in a remote environment
Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture.
Please note that we are unable to sponsor applicants for work visas
Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $125,000- $140,000 equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.
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Skills Required
- 4+ years of statistical modeling experience
- Prior experience in the insurance industry
- Advanced experience developing and implementing predictive models using supervised and unsupervised machine learning approaches (GLM, decision trees, gradient boosting machines)
- Bachelor's degree in Data Science, Economics, Mathematics, Statistics, or a related field
- Proficiency in R or Python
- Proficiency in SQL (database query tools)
- Ability to work in a remote environment
- Enthusiasm about learning and adapting to AI and related tools
Lemonade Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Lemonade and has not been reviewed or approved by Lemonade.
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Healthcare Strength — Health coverage is delivered via mainstream Cigna medical options, with multiple plan types and supplemental health protections. This signals broad networks and a robust core healthcare offering.
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Retirement Support — A company 401(k) match is part of the package and is positioned alongside other core financial benefits. This provides structured retirement savings support as a standard element of total rewards.
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Leave & Time Off Breadth — PTO is presented as generous, alongside paid sick time and strong parental leave with a return-to-work program. These time-off provisions extend beyond the basics and support work-life needs.
Lemonade Insights
What We Do
Our mission is simple: Create the world’s most loved insurance through technology and social impact. As a certified Public Benefit Corporation and B-Corp, Lemonade is constantly challenging how the insurance industry does business. We’re creating an experience that is fast, affordable, and hassle-free across renters, homeowners, pet, life and car insurance. And through our annual Giveback program, in which leftover premiums are donated to charities our customers choose, we’ve donated nearly $5 million to a variety of organizations in need.
Why Work With Us
We’ve set out to make insurance loveable, fast, simple, and socially impactful - words that aren’t often associated with this industry. We’re a Certified B-corp, the only US insurance company to never invest in polluting industries, and our annual Giveback program has donated nearly $5 million globally to nonprofits in need.
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