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Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
SoFi Bank N.A seeks Senior Data Scientist, Credit Strategy in Cottonwood Heights, UT:
Job Duties: Work in the Credit team to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending products, including Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card. Collaborate with cross-functional teams such as Business Units Capital Markets, Product and Engineering, and use business knowledge and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers. Architect the pre-screen and underwriting strategies. Utilize deep analysis to power the future of lending with an optimal real-time data ecosystem - including multi-product, internal, bureau, third-party, and alternative data sources and uses. Responsible for innovation and embrace data-driven decisions. Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions. Full-time telecommuting is an option.
Minimum Requirements: Master’s degree (or its foreign degree equivalent) in Data Science, Business Analytics or related quantitative discipline, and four (4) years of experience in the job offered or in a related occupation.
Special Skill Requirements: 1.) Consumer Lending Domain Expertise; 2.) Credit Strategy Analytical Lifecycle; 3.) Analytical Models; 4.) Programming & Analytical Tools (SQL, Python and Excel); 5.) Analytical & Modeling Techniques (Decisions, Regression, A/B testing); 6.) Data analysis and machine learning; 7.) Fintech and Risk Domain Knowledge; 8.) Tools for Data Visualization; 9.) Experience defining experimentation strategies. Any suitable combination of education, training and/or experience is acceptable. Full-time telecommuting is an option.
Salary: $207,000.00 - $227,700.00 per annum & standard company benefits.
Submit resume with references using the apply button on this posting or by email to: Req.# 318.2 at: ATTN: HR, [email protected].
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What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions. Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world. For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way. At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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