Senior Credit Risk Analyst

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Bogotá, Distrito Capital, COL
In-Office
Fintech • Payments
The Role

Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the world’s best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, and the U.S., the opportunities at Rapyd are limitless.

We believe in straight talk, quick decisions, strong execution and elegant solutions. Rapyd is where hard work pays off and careers take off. Join us and let’s build the future of fintech together.

Get the tools to grow globally at www.rapyd.net. Follow: Blog, Insta, LinkedIn, Twitter

As a Senior Credit Risk Analyst, you will be responsible for executing credit risk assessment processes for customers during both onboarding and post-onboarding stages.

You will be responsible for conducting holistic customer analyses, evaluating factors that increase or reduce credit risk, proposing appropriate mitigants, and advising the Credit Risk Manager on whether to continue the relationship. Strong analytical skills, critical thinking, and sound judgment are essential for success in this role.

Key Responsibilities

  • Produce well-supported customer credit risk analysis that involves analysis of customer financial situation, business model, industry, and other aspects of customer activity/performance.
  • Collect internal and external sources of information such as financial statements, external credit reports, reviews, or any other information supporting credit risk analysis.
  • Calculate credit risk exposure and recommend/apply necessary risk mitigants based on the analysis performed.
  • Support event-driven or periodic review of customers portfolios in terms of credit risk verification during customer lifetime,
  • Analyze and monitor customer business information, credit data, and financial statements to establish and maintain accurate risk mitigants for the existing portfolio.
  • Bachelor’s degree in Business Administration, Economics, Accounting, Finance, or related fields.
  • Postgraduate studies or an MBA are highly appreciated.
  • Minimum 4 years of experience in credit, economic, or financial analysis roles.
  • Experience or knowledge in fraud analysis is highly appreciated.
  • English level: intermediate to advanced.

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The Company
HQ: London
800 Employees
Year Founded: 2016

What We Do

Build Bold. Liberate global commerce with all the tools your business needs to create payment, payout and fintech experiences everywhere. Around the world, customers want to pay in a thousand different ways. Businesses and consumers want to get paid faster. And developers want to build new products and possibilities. Rapyd makes it happen, giving you more ways than anyone to make fintech work for your business. With Rapyd, your business can accept and send payments to just about anyone—faster, cheaper and easier. And Rapyd clients see an average of 196% return on investment and spend 70% less time managing payments. Whether you’re building an app, selling a product, sending payments or doing a little of everything, Rapyd has solutions that let you boldly do what you do best. • Send and receive funds • Add hundreds of payment methods worldwide • Issue prepaid virtual and physical cards • Simplify money management and foreign exchange • Integrate fintech with APIs

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