Senior Credit Representative

Key Accountabilities:

• Credit Analysis & Risk Management
  • Review credit applications, financial statements, trade references, and credit bureau reports.
  • Conduct financial and credit risk assessments for new and existing customers.
  • Research customer credit histories, payment trends, and industry risks.
  • Prepare credit recommendations and support management approval decisions.
  • Monitor customer credit profiles and identify emerging risks.
  • Assist with the establishment and ongoing review of customer credit limits.
  • Maintain compliance with company credit policies and risk management practices.
• Customer Onboarding & Master Data Management
  • Set up new customers within ERP and related business systems.
  • Maintain accurate customer master data, including addresses, payment terms, tax status, organizational changes, and credit limits.
  • Ensure customer records are complete, accurate, and compliant with internal controls.
  • Support customer onboarding activities and approval workflows.
  • Identify opportunities to improve data quality and customer setup processes.
• Cross-Functional Collaboration
  • Partner with Sales, Customer Service, Operations, and Finance to support customer onboarding and credit-related matters.
  • Assist with customer disputes and account resolution activities.
  • Provide management with meaningful insights and recommendations through reporting and analysis.
  • Support the development and enhancement of credit and customer onboarding policies and procedures.
  • Participate in ERP and process improvement initiatives related to Order-to-Cash operations.
•  Other ResponsibilitiesThe duties listed above represent the primary functions of this position. From time to time, the successful candidate may also be required to:
  • Monitor the firm’s accounts receivable report and identify overdue accounts.
  • Send statement of account to customers.
  • Contact customers with overdue accounts and attempt to collect the overdue amount.
  • Help customers with any issues or concerns they might have regarding their account.
  • Maintain records of contacting customers with delinquent accounts and any customer/operations communications.
  • Ensure all customer contact information is correct in the system including names, emails and phone number.
  • Fill out customer forms that require payment and contact information.
  • Report on any customers with major disputes/issues that are refusing to pay to be reserved.
  • Review of past due accounts with AR Manager.
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• QualificationsEducation & Experience
  • Bachelor's degree in Accounting, Finance, Business Administration, or a related field.
  • 3-5 years of experience in Credit Analysis, Commercial Credit, Accounts Receivable, Financial Analysis, or a related finance function.
  • Experience analyzing financial statements and assessing customer creditworthiness.
  • Experience with borrowing base reporting, asset-based lending (ABL), cash forecasting, or treasury support is considered an asset.
  • Experience working within an ERP environment.
• Skills & Competencies
  • Strong analytical and problem-solving abilities.
  • Solid understanding of financial statements and credit risk assessment.
  • Advanced Excel and reporting capabilities.
  • Excellent attention to detail and data accuracy.
  • Strong communication and relationship-building skills.
  • Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
  • Strong business acumen and sound judgment.

Compensation up to $75k based on experience

We offer competitive company benefits to eligible positions, such as:

• Medical, Dental, Vision Insurance
• Life Insurance and Disability
• Voluntary Wellness Programs
• 401(k) or RRSP programs with Company Match 
• Paid Vacation and Holidays
• Tuition Reimbursement
• And more!

Benefits may vary based on job, country, union role, and/or company segment. Please work with your recruiter or tk representative for applicable benefits information.

This is to notify the general public that some individuals/entities are using the thyssenkrupp (“TK”) name, trademark, domain name, and logo without authorization. They are posing as employees, representatives, or agents of TK and its associated/group companies. These individuals/entities are fraudulently offering jobs online through texts, websites, telephone calls, emails, or by issuing fake offer letters. They are also soliciting jobseekers to deposit money in certain bank accounts or providing jobseekers with fraudulent checks to obtain banking information.  

TK does not ask, solicit, or accept any monies in any form from candidates, job applicants, or potential jobseekers, who have applied to or wish to apply to TK, whether online or otherwise as a pre-employment requirement. TK bears no responsibility for money being deposited/withdrawn therefrom in response to such fake offers.

Equal opportunity employer, including people with disabilities and veterans.

Applicants with disabilities may be entitled to reasonable accommodation under the Americans with Disabilities Act and certain state or local laws. For those requiring assistance completing the application or the application process and request information relating to the need for accommodation, please contact [email protected].

TK does not:

1.    Send job offers from free email services like Gmail, Rediffmail, Yahoo mail, etc.;
2.    Request payment of any kind from prospective jobseekers or candidates for employment;
3.    Authorize anyone to collect money or agree to any monetary arrangement in return for a job at TK;
4.    Send checks to job seekers; or
5.    Make job offers through third parties. In the event TK uses professional recruitment services through a third party, offers are always made directly by TK and not by any third parties.

PLEASE NOTE: 

1.    TK strongly recommends that potential jobseekers do not respond to such fake solicitations, in any manner;
2.    TK will not be responsible to anyone acting on an employment offer that is not directly made by TK;
3.    Anyone making an employment offer in return for money is not authorized by TK; and
4.    TK reserves the right to take legal action, including criminal action, against such individuals/entities.

TK follows a formal recruitment process through its own HR department and applications are evaluated by its HR department through pre-defined processes. Please visit our official careers website at https://jobs.thyssenkrupp.com/en to view authentic job openings at TK. 

If you receive any unauthorized, suspicious, or fraudulent offers or interview calls, please email us at [email protected].