About Smith
Founded in 1984, Smith is the leading independent distributor of electronic components, ranking eighth globally. We source, manage, and distribute components across mobile, computing, automotive, and appliance industries—generating USD $3.4 billion in 2025 sales across 20+ global offices. Learn more at smithweb.com.
The Credit KYC Compliance Analyst conducts due diligence and credit assessments on prospective and existing customers, suppliers, and counterparties. You will evaluate legal structures, financial standing, and compliance risks to support informed credit decisions while partnering across Credit, Sales, Finance, Legal, and Operations.
What We Offer
- Double Pay, Discretionary Bonus & Medical Scheme
- Fast-track progression opportunities
- Prime office environment in a newly renovated space
- Tuition reimbursement & wellness/gym sponsorships
- Mobile allowance & team activities
Key Responsibilities
- KYC & Due Diligence: Perform onboarding and periodic reviews (CDD/EDD); verify legal entities, authorized signatories, and ultimate beneficial ownership structures.
- Compliance Screening: Run sanctions, PEP, watchlist, and adverse-media screenings; investigate matches and escalate credible risks per policy.
- Credit Risk Assessment: Analyze corporate financials, payment histories, and industry factors to guide risk-rating decisions and credit limits.
- Stakeholder & File Management: Partner with Sales and internal teams to gather documentation efficiently while maintaining clear, audit-ready compliance records and concise risk reports.
Core Competencies
- Analytical & Critical Thinking: Sharp attention to detail to spot data discrepancies, red flags, or opaque corporate structures.
- Financial Judgment: Ability to translate financial statements and market indicators into actionable credit decisions.
- Communication & Integrity: Skill in writing clear risk assessments, managing stakeholder expectations professionally, and handling sensitive data with high integrity.
Minimum Requirements
- Education: Bachelor’s degree in Finance, Accounting, Business, Economics, Risk Management, or a related field.
- Experience: Candidates with 5+ years of relevant experience will be considered for the Senior Credit Analyst position, while those with 3-5 years of experience will be considered for the Credit Analyst position.
- Technical Knowledge: Strong understanding of corporate documentation, beneficial ownership, sanctions/adverse media screening, and financial statement analysis.
- Systems: Advanced MS Excel, MS Office proficiency, and familiarity with standard accounting/business research tools.
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We are an Equal Opportunity/Affirmative Action Employer.
Skills Required
- Bachelor’s degree in Finance, Accounting, Business, Economics, Risk Management, or a related field
- 5+ years of relevant experience for the Senior Credit Analyst position
- Strong understanding of corporate documentation, beneficial ownership, sanctions and adverse-media screening, and financial statement analysis
- Advanced Microsoft Excel proficiency
- Microsoft Office proficiency
- Familiarity with standard accounting and business research tools
What We Do
Smith is a leading independent distributor of electronic components and ranks sixth among all global distributors. As the leading independent distributor of electronic components, Smith sources, manages, tests, and ships billions of components to partners worldwide in every industry and vertical. Offering a comprehensive suite of flexible and scalable supply chain solutions, Smith identifies and delivers customized service programs to support its customers’ success. The company’s expertise is backed by decades of market data, cutting-edge technology, and a systems-based approach to quality excellence. Smith has generated more than USD $12.9 billion in global revenue since 2019. Visit www.smithweb.com to learn more
