Senior Counsel, Treasury Counsel

Posted Yesterday
Be an Early Applicant
London, Greater London, England, GBR
Hybrid
Senior level
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
We are a global technology company in the payments industry.
The Role
Provides legal counsel for global treasury operations and cross-border payment flows, including liquidity, foreign exchange, settlement, safeguarding, banking arrangements, and customer funds. Drafts and negotiates financial agreements, advises on AML/KYC, sanctions, regulatory and operational resilience requirements, supports market expansion, and develops legal controls, templates, policies, and playbooks. Partners with Treasury, Product, Operations, Technology, Compliance, Risk, and external counsel across jurisdictions.
Summary Generated by Built In
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Counsel, Treasury Counsel
Overview - Cross-Border Services Treasury Counsel
Transfer Solutions, a business unit within Mastercard's Commercial & New Payment Flows (CNPF) organization, delivers market-leading money movement solutions. We are seeking a Senior Counsel/Director to provide strategic legal support for treasury operations and global cross-border payment flows, including liquidity management, foreign exchange, banking arrangements, settlement flows, safeguarding of customer funds, and related legal issues across multiple jurisdictions.
This position reports to the Senior Managing Counsel/Vice President, Cross Border Services, and partners closely with Treasury, Product, Operations, Technology, Regulatory, Compliance, and Risk teams to support scalable, compliant, and resilient money movement services.
Role• Advise on legal issues relating to treasury operations for cross-border money movement, including prefunding, settlement, reconciliation, liquidity, safeguarding, customer funds management, bank account structures, and intercompany funding arrangements.• Support the development and launch of cross-border payment products by identifying and advising on legal and regulatory considerations relating to funds flow, settlement finality, FX, jurisdiction-specific treasury requirements, and related operating models.• Draft, review, and negotiate treasury-related agreements, including bank account documentation, liquidity and credit facilities, custody or safeguarding arrangements, FX documentation, payment service provider agreements, correspondent banking arrangements, and other financial counterparty agreements.• Partner with Regulatory, Compliance, and Risk teams on AML/KYC, sanctions, consumer protection, safeguarding, operational resilience, and related requirements as they affect treasury and settlement models.• Review and support policies, procedures, and controls relating to treasury governance, customer funds protection, liquidity risk, cash management, credit exposure, counterparty risk, and escalation protocols.• Provide legal support for expansion into new markets, including funds flow analysis, local banking and settlement arrangements, licensing implications, and coordination of external counsel.• Collaborate with Treasury, Product, Operations, and Technology teams to design scalable treasury processes, embed legal controls where appropriate, and support incident response for settlement, reconciliation, liquidity, or counterparty events.• Monitor legal and regulatory developments affecting cross-border payments, money transmission, safeguarding, FX, stablecoins or digital assets where relevant, and treasury operations, and translate developments into practical guidance for business stakeholders.• Develop templates, playbooks, approval workflows, and training materials to promote consistent, efficient, and risk-calibrated legal support for treasury and money movement activities.
All About You• Significant experience advising financial institutions, fintechs, payment companies, money transmitters, banks, or other regulated financial services businesses on complex legal and regulatory matters.• Strong understanding of treasury operations, cash management, liquidity, settlement, FX, bank account structures, funds flow analysis, and financial counterparty documentation.• Experience with legal and regulatory frameworks relevant to money transmission, cross-border payments, AML/KYC, sanctions, consumer payments, safeguarding of funds, operational resilience, and operational risk.• Demonstrated ability to analyze complex funds flows and translate legal advice into practical, risk-calibrated recommendations for business stakeholders.• Excellent drafting, negotiation, analytical, and communication skills, with the judgment and independence to lead legal workstreams in a fast-paced, cross-functional, global environment.• Experience working across jurisdictions and cultures, with the ability to influence stakeholders and drive alignment among legal, business, operational, and control functions.• JD or equivalent legal qualification required; active bar membership or equivalent authorization to practice law in at least one relevant jurisdiction.
Location
London, with global collaboration and occasional travel.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

Skills Required

  • Significant legal experience advising financial institutions, fintechs, payment companies, money transmitters, banks, or regulated financial services businesses
  • Strong understanding of treasury operations, cash management, liquidity, settlement, foreign exchange, bank account structures, funds flow analysis, and financial counterparty documentation
  • Experience with legal and regulatory frameworks related to money transmission, cross-border payments, AML/KYC, sanctions, consumer payments, safeguarding of funds, operational resilience, and operational risk
  • Experience analyzing complex funds flows and translating legal advice into practical recommendations
  • Excellent drafting, negotiation, analytical, and communication skills
  • Ability to lead legal workstreams in a fast-paced, cross-functional, global environment
  • Experience working across jurisdictions and cultures
  • JD or equivalent legal qualification
  • Active bar membership or equivalent authorization to practice law in at least one relevant jurisdiction

What the Team is Saying

Jenny
Mastercard

Mastercard Compensation & Benefits Highlights

  • Retirement Support Retirement plans are presented as best-in-class with a high company match on 401(k) or local equivalents. Career materials and U.S. postings consistently highlight retirement matching as a standout feature.
  • Leave & Time Off Breadth U.S. postings describe generous paid time off including vacation, personal days, holidays, sick/safe time, and additional bereavement leave. A hybrid policy and a limited “work from elsewhere” option further support time away.
  • Parental & Family Support Company pages state a global minimum of 16 weeks of paid new-parent leave across birth, adoption, and foster, plus family-building assistance where permitted. Mental-health resources and caregiving supports are also emphasized.

Mastercard Insights

Am I A Good Fit?
beta
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: Purchase, NY
38,800 Employees
Year Founded: 1966

What We Do

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Why Work With Us

We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.

Gallery

Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery

Mastercard Teams

Team
Technology
Team
Cybersecurity and Threat Intelligence
Team
Consulting
Team
AI and Data
About our Teams

Mastercard Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.

Typical time on-site: 3 days a week
Company Office Image
HQPurchase, NY
Arlington, VA
Company Office Image
Atlanta, GA
Bogotá, CO
Boston, MA
Chicago, IL
Company Office Image
Dublin, Dublin
Gurugram, Gurugram
Company Office Image
London, GB
Company Office Image
Miami, FL
Mumbai, Maharashtra
Company Office Image
New York, NY
Company Office Image
O'Fallon, MO
Company Office Image
Pune, Maharashtra
Ramat Gan, IL
Company Office Image
Saint Leonards, St Leonards
San Francisco, CA
São Paulo, SP
Seattle, WA
Singapore, SG
Company Office Image
Toronto, Ontario
Vancouver, BC
Learn more

Similar Jobs

Mastercard Logo Mastercard

Senior Technician, Enterprise Operations

Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Hybrid
North Yorkshire, Ryedale District, North Yorkshire, England, GBR
38800 Employees

Mastercard Logo Mastercard

Senior Analyst, Business Development

Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Hybrid
London, Greater London, England, GBR
38800 Employees

Mastercard Logo Mastercard

Principal Software Engineer

Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Hybrid
London, Greater London, England, GBR
38800 Employees

Mastercard Logo Mastercard

Senior Counsel

Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Hybrid
London, Greater London, England, GBR
38800 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account