The Role
Owns regulator-facing compliance work across cryptoasset, e-money, and payments programs. Responsibilities include drafting policies and regulatory submissions, designing Travel Rule and blockchain-analytics controls, supporting DORA documentation, managing safeguarding and wind-down materials, assessing products and counterparties, coordinating regulator responses, and tracking commitments through closure. The role requires substantial authorization experience, regulatory drafting expertise, and knowledge of transaction monitoring, sanctions screening, and compliance controls.
Summary Generated by Built In
Senior Compliance Officer — E-Money & Payments
Paybis is looking for a senior regulatory compliance specialist to own live EMI and payment-institution authorisation work across Latvia and the UK.
This is not an operational KYC or transaction-monitoring role. You will personally draft regulator-facing materials, respond to regulatory questions and build the governance and safeguarding framework behind regulated payment products.
What you will own
• The Latvian EMI application and the UK authorised EMI workstream with the FCA.
• Post-authorisation implementation of Paybis' Latvian Payment Institution licence.
• Programmes of operations, governance and internal-control narratives.
• Safeguarding methodology, account structure, segregation, reconciliation evidence and breach handling.
• Own-funds, initial-capital and wind-down documentation.
• Regulatory assessment of payment products, payment-flow changes, agents, distributors and outsourcing arrangements.
• Responses to regulatory RFIs, document maps, evidence rooms and verified closure of regulatory commitments.
• Audit and inspection readiness for the payments perimeter.
What we are looking for
• At least five years of regulatory compliance experience, including significant experience inside an authorised EMI, payment institution, bank or comparable regulated payments business.
• Hands-on EMI/PI authorisation experience in the UK, EU or another comparable regulatory regime.
• Experience taking an authorisation through submission and regulator review.
• Personal authorship of substantive regulator-facing application materials, governance documents, safeguarding methodology or wind-down plans.
• Ability to explain how safeguarding works in practice: method, segregation, reconciliation evidence, breach handling and audit readiness.
• Ability to navigate primary legislation and regulatory guidance independently.
• Strong professional English and concise written drafting.
Operational KYC, CDD or transaction-monitoring experience alone is not sufficient. CAMS, ICA or similar certifications are welcome, but drafting quality and authorisation experience matter more.
Why join Paybis
• Own live EMI and PI programmes rather than support an operational case queue.
• Build the regulatory architecture that enables new permissions, payment products and market access.
• See your policies and controls translated directly into business and product decisions.
• Work directly with Compliance, Legal, Product, Finance, Risk and Operations.
• Take broad ownership without automatically carrying statutory MLRO responsibility.
Working model
• Location: approved European engagement locations; remote or hybrid.
• Working hours: at least four hours of overlap with the European working day.
• Travel: occasional trips to Riga.
• Contract: long-term B2B, or employment where legally and operationally available.
• Compensation: EUR3,000–EUR4,000 gross per month.
• Start: as soon as possible.
Interview process
HR screen → interview with the Global Chief of Compliance → practical regulatory drafting exercise → references.
CompensationThe base pay range for this role is €3,000 – €4,000 per month.
Skills Required
- At least five years of regulatory compliance experience
- At least three years working inside an entity authorized by a national competent authority in the relevant regulatory perimeter
- Personal authorship of substantive regulator-facing documents
- Experience taking an authorization or registration through submission and regulator review
- Ability to independently navigate primary legislation and regulatory guidance
- Ability to distinguish legal requirements from risk appetite
- Experience across more than one regulator, or transferable regulatory reasoning across jurisdictions
- Practical understanding of transaction monitoring, sanctions screening, case management, and blockchain analytics controls
- Fluent professional English and strong written drafting skills
- Crypto track: hands-on MiCA/CASP, FCA cryptoasset, or comparable NCA-licensed VASP experience
- Crypto track: practical knowledge of the Travel Rule and blockchain-analytics control design
- Payments track: hands-on EMI/PI authorization experience
- Payments track: personal ownership of safeguarding, governance, or wind-down documentation
- CAMS, ICA, or similar certification
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The Company
What We Do
People Matters is an HR media and knowledge platform founded in 2009 and headquartered in Gurugram, India. It aims to foster ideas among HR professionals and provides talent leaders with critical insights, research, and strategic perspectives to address business challenges. Covering areas such as talent acquisition, rewards and performance, culture, learning & development, and HR technology, it publishes HR news, interviews, and studies and hosts conferences and community events for the talent industry.
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