Senior Compliance Analyst

If you can send your friends money in seconds, why does it still take your employer two weeks to send your paycheck?

At Clair, we are on a mission to create financial freedom for America's workers by giving them a digital banking platform that allows them to get paid as soon as they clock out of work. But we're not just another digital bank or on-demand pay provider. We meet Americans at their place of work by embedding our products within the scheduling, workforce management, and payroll apps they already use every day.

Learn more about us at getclair.com/about

We are looking for a Senior Compliance Analyst to own critical components of our compliance management system (CMS) and help scale our compliance program as we grow. This is an ideal role for a seasoned compliance professional who thrives on building operational rigor, owning licensing and audit functions, and partnering closely with business teams to provide practical compliance guidance. You will work directly with our General Counsel and collaborate cross-functionally with Product, Marketing, and Operations.

• Own and manage the licensing portfolio, including tracking deadlines, coordinating state renewals (lending, money transmission, and related licenses), preparing filings and reports, and maintaining accurate licensing records

• Lead audit readiness and support internal and external audits and regulatory examinations, including organizing documentation, responding to auditor requests, and tracking findings and remediation

• Maintain and continuously improve the compliance management system (CMS), including policies, procedures, training logs, risk assessments, and monitoring and testing programs

• Conduct and oversee third-party vendor risk assessments and ensure ongoing monitoring meets regulatory standards and internal policy requirements

• Review and approve customer-facing materials and marketing collateral for compliance accuracy, required disclosures, and alignment with UDAAP principles

• Assist with ad hoc compliance requests from our Partner Bank and serve as an effective point of contact for Partner Bank stakeholders on compliance matters

• Monitor regulatory updates and communicate key changes and compliance implications to relevant internal stakeholders

• Provide practical compliance guidance to Product, Marketing, and Operations on new initiatives and cross-functional projects

• 5+ years of compliance experience in fintech, financial services, or another heavily regulated industry

• Deep familiarity with compliance management systems and demonstrated experience owning CMS components such as licensing, audits, policies, or risk assessments

• Hands-on experience managing state licensing portfolios (lending, money transmission, or similar) and coordinating regulatory filings

• Experience supporting or leading audit preparation and regulatory examination responses

• Strong understanding of third-party risk management frameworks and vendor oversight programs

• Solid working knowledge of consumer compliance requirements, including UDAAP, and experience reviewing marketing or customer-facing materials for regulatory alignment

• Exceptional organizational skills with the ability to manage a large volume of critical compliance documentation and multiple deadlines simultaneously

• Clear and effective communicator, comfortable working cross-functionally and with external stakeholders including Partner Bank contacts

• Proactive, ownership-driven mindset with a track record of building and improving compliance programs, not just maintaining them

• Bonus: Experience in a fintech startup environment, familiarity with partner bank compliance expectations, or exposure to regulatory change management programs

Location: While we are based in NYC, we are also open to remote candidates for this role who are based in US only. If you are based in NYC, you'll be expected to be in the office 3- days a week (Tuesday, Wednesday and Thursday).

Compensation: The annual base salary for this role is $100,000 and $125,000. The base pay for this role is determined using many factors, such as education, skills and experience and is reflective of Clair Series stage and size. Base pay is only one part of Clair’s competitive total compensation package which includes equity, benefits and additional perks. The base pay range is subject to change and may be modified in the future.

Clair will only contact candidates from @getclair.com email addresses. We will never ask for payments or sensitive personal information during the hiring process. If you happen to receive anything suspicious, please ignore it.

Apart from getting to work with our incredible team, here are some of the benefits you can expect when you join Clair:

• Medical, Dental, & Vision Coverage, with option to extend to your family

• Fully-paid parental leave

• Company-sponsored 401k, HSA, and FSA

• Unlimited vacation for salaried roles, generous PTO for hourly roles

• Work from home setup allowance

• Access to your earnings every day on Clair

• Company-sponsored short-term and long-term disability insurance

Clair is an equal opportunity employer and we value diversity at our company. We actively seek a diverse applicant pool and do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

For questions, please email us at [email protected]