This position requires a seasoned banking professional who is adept at building and maintaining relationships with borrowers and prospects. The candidate should have a thorough knowledge of the local real estate and commercial/industrial marketplaces and the ability to quickly connect with a multitude of prospects to develop a quality portfolio.
Candidate must have 8+ years of experience in an array of commercial lending and account management experience in a financial institution with all product types and have a strong credit/analytical skill set to underwrite lending opportunities in the Houston market. A successful candidate will have excellent oral and written communication skills as well as a focus on maintaining a portfolio that achieves the company’s goals for profitability.
• Thorough knowledge in review, analysis, and underwriting of commercial real estate loans and personal/corporate financial statements pertaining to Sponsors/Guarantors.
• Solid understanding of regulatory compliance issues related to lending, environmental requirements, and local building practices.
• Expertise in lending practices to include: loan documentation, perfection of security interest, lines of credit, financial statement analysis, cash flow analysis, regulatory compliance and confidentiality practices.
• Thorough understanding of commercial building construction procedures and practices. • Ability to write reports, business correspondence, and complete credit evaluations.
• Working knowledge of the Microsoft Suite (e.g., Work, Excel, PowerPoint, Outlook).
• Knowledge of accounting policies and bank regulations. • Ability to seek and gather information from multiple sources, and manage multiple tasks.
Qualifications Education Required Bachelors or better. Experience Required 8+ years of experience in an array of commercial lending and account management experience in a financial Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThis employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- Bachelor's degree or better
- 8+ years of commercial lending and account management experience in a financial institution
- Experience with commercial real estate loan review, analysis, and underwriting
- Strong credit and analytical skills
- Knowledge of local real estate and commercial or industrial markets in Houston
- Knowledge of personal and corporate financial statement analysis for sponsors and guarantors
- Understanding of lending regulatory compliance and environmental requirements
- Knowledge of loan documentation and perfection of security interests
- Experience with lines of credit, financial statement analysis, and cash flow analysis
- Understanding of commercial building construction procedures and practices
- Ability to write reports, business correspondence, and credit evaluations
- Excellent oral and written communication skills
- Working knowledge of Microsoft Office applications
- Knowledge of accounting policies and bank regulations
- Ability to gather information from multiple sources and manage multiple tasks
MidFirst Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about MidFirst Bank and has not been reviewed or approved by MidFirst Bank.
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Healthcare Strength — Health, dental, and vision coverage are available to eligible full‑time and part‑time employees, with company‑paid long‑term disability and an EAP included. Medical plans through Blue Cross Blue Shield and wellness incentives that can lower premiums are highlighted.
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Retirement Support — A company 401(k) match with a clear formula and a defined vesting schedule provides meaningful retirement support. Eligibility and enrollment timing are specified, reinforcing predictable access to the plan.
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Leave & Time Off Breadth — Paid vacation, paid sick leave, and paid holidays are emphasized, with a paid community service day also referenced. Time‑off offerings are portrayed as generous across materials.
MidFirst Bank Insights
What We Do
MidFirst Bank occupies a rare position within the banking industry. With $41.2 billion in assets, MidFirst Bank is the largest privately owned bank in the country. This combination of size and private ownership provides our customers with a special brand of banking. MidFirst Bank offers a full range of personal, commercial, trust, private banking and mortgage banking products and services. MidFirst is a strong commercial real estate lender and a major servicer of mortgage loans nationally. As a private business ourselves, we understand the unique needs of each business community we serve at each of our locations in Arizona (Phoenix), California (Los Angeles, Orange County, Santa Barbara, San Diego), Colorado (Boulder, Denver, Edwards, Fort Collins), Nevada (Las Vegas), Oklahoma (Oklahoma City, Tulsa, Western Oklahoma), Texas (Dallas, Houston, San Antonio) and Utah (Salt Lake City). Additionally, MidFirst Bank has commercial lending offices in Atlanta, Chicago, Nashville, New York City, Orlando, Raleigh and Southern California. We serve Southern California through 1st Century Bank, a division of MidFirst Bank. We also operate MidFirst Business Credit as a subsidiary of MidFirst Bank. MidFirst Bank provides services that compete with larger banks, while the people and culture truly define the MidFirst Bank difference. MidFirst provides exceptional financial and deeply committed customer service. Team members are loyal in their character, loyal in their personal commitment to customers, and loyal to always doing the right thing. MidFirst customers can always count on working with thoughtful, intelligent, honest professionals who are true to their financial goals. MidFirst Bank is a strong supporter of the communities they serve, investing time and money in important educational, charitable and civic organizations. Copyright © 2025 MidFirst Bank. All rights reserved. Member FDIC. Equal Housing Lender.
