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Applications Development Technology Lead Analyst – Senior Cloud & Risk Platform EngineerAre you passionate about engineering high-throughput, cloud-native distributed systems that power global financial decisioning? Are you an innovative builder who embraces modern AI-augmented software engineering—leveraging intelligent tools like GitHub Copilot, Claude, and Devin to accelerate the SDLC and solve complex engineering challenges faster?
The Applications Development Technology Lead Analyst is a senior-level position responsible for architecting and building robust, resilient, ultra-low latency, and high-performance services across our next-generation Cloud stack. In this role, you will lead the core systems analysis, design, and implementation of mission-critical services spanning Credit Risk and Market Risk platforms, turning quantitative models and complex risk analytics into scalable, real-time cloud microservices.
Responsibilities:- Architect & Build Cloud-Native Services: Lead the design, development, and deployment of resilient, event-driven microservices and high-throughput computing pipelines on modern cloud infrastructure (Containers, Kubernetes, Microservices).
- Power Enterprise Risk Engines: Partner closely with Risk Quantitative Analysts, Risk Managers, and Enterprise Architecture teams to model, calculate, and stream real-time analytics across Credit Risk (PFE, Exposure, Counterparty Risk, Limits) and Market Risk (VaR, Stress Testing, Sensitivity Analysis).
- Champion AI-Augmented Engineering: Pioneer the adoption of modern AI engineering toolsets (e.g., GitHub Copilot, Claude, Devin) across the engineering lifecycle—from rapid prototyping and boilerplate reduction to automated unit/integration test synthesis, complex refactoring, and AI-driven code reviews.
- Lead System Resiliency & Scalability: Resolve complex architectural bottlenecks through in-depth evaluation of distributed systems, multi-threading, concurrency models, memory management, and enterprise data flows.
- Define Engineering Excellence: Establish and champion standards for clean code, SOLID principles, automated CI/CD pipelines, container orchestration, and comprehensive telemetry/observability.
- Technical Mentorship & Thought Leadership: Serve as a technical advisor and coach to mid-level engineers and analysts, conducting design reviews, fostering a culture of continuous learning, and accelerating delivery velocity.
- Risk & Controls Governance: Appropriately assess risk when business and technical decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency.
- 6–10 years of progressive experience in software engineering, distributed systems development, or applications architecture.
- Core Java & Modern Stack Mastery: Deep expertise in Java (Java 17/21+), J2EE, Spring Boot, reactive frameworks, advanced multi-threading, asynchronous I/O, low-latency processing, and memory optimization.
- Risk Domain Expertise: Strong working knowledge of Credit Risk and/or Market Risk concepts (e.g., Counterparty Credit Risk, Stress Testing, Exposure Calculations, Value at Risk / VaR, Sensitivities, Scenarios).
- Cloud & Distributed Computing: Hands-on experience architecting microservices on cloud platforms, with solid containerization and orchestration expertise (Docker, Kubernetes, Helm, OpenShift).
- AI Tooling & Modern Dev Acceleration: Demonstrated proficiency and enthusiasm for integrating AI coding assistants and agentic engineering tools (GitHub Copilot, Claude, Devin, ChatGPT/LLM APIs) to elevate team velocity, code quality, and automated debugging.
- High-Throughput Messaging & Event Streaming: Experience with distributed messaging backbones and streaming platforms such as Apache Kafka, Pulsar, or RabbitMQ.
- API & Data Architecture: Strong experience designing robust RESTful APIs, gRPC services, and working with relational databases (Oracle, PostgreSQL, MS SQL) and distributed caches/NoSQL platforms (Redis, Hazelcast, Cassandra, MongoDB).
- Quality & Test Automation: Proven background with testing frameworks (JUnit 5, Mockito, Cucumber, Testcontainers) and performance benchmarking (JMeter, Gatling).
- CI/CD & DevOps: Hands-on familiarity with modern CI/CD automation pipelines (Git, Tekton, Harness, Jenkins), static analysis (SonarQube), and container security scanning.
- Leadership & Communication: Exceptional analytical, problem-solving, and collaborative skills, with the ability to articulate complex technical and risk concepts clearly to cross-functional stakeholders.
- Bachelor’s degree / University degree in Computer Science, Software Engineering, Financial Engineering, or equivalent practical experience. (Master's degree preferred).
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Irving Texas United States------------------------------------------------------
Primary Location Full Time Salary Range:$125,760.00 - $188,640.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Oct 27, 2026------------------------------------------------------
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 6–10 years of progressive experience in software engineering, distributed systems development, or applications architecture
- Deep expertise in Java 17/21+, J2EE, Spring Boot, reactive frameworks, multithreading, asynchronous I/O, low-latency processing, and memory optimization
- Working knowledge of credit risk and/or market risk concepts, including counterparty risk, stress testing, exposure calculations, VaR, sensitivities, and scenarios
- Experience architecting cloud microservices with Docker, Kubernetes, Helm, and OpenShift
- Proficiency integrating AI coding assistants and agentic engineering tools such as GitHub Copilot, Claude, Devin, and ChatGPT/LLM APIs
- Experience with distributed messaging and streaming platforms such as Apache Kafka, Pulsar, or RabbitMQ
- Experience designing RESTful APIs and gRPC services
- Experience with relational databases including Oracle, PostgreSQL, or Microsoft SQL Server
- Experience with distributed caches or NoSQL platforms including Redis, Hazelcast, Cassandra, or MongoDB
- Experience with JUnit 5, Mockito, Cucumber, Testcontainers, JMeter, or Gatling
- Familiarity with Git, Tekton, Harness, Jenkins, SonarQube, CI/CD automation, and container security scanning
- Exceptional analytical, problem-solving, communication, and collaboration skills
- Bachelor’s degree in Computer Science, Software Engineering, Financial Engineering, or equivalent practical experience
- Master’s degree
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Health coverage is presented as comprehensive, including free in-network preventive care, mental-health resources, and the Be Well Program. Materials also state new hires have access to health and insurance benefits from the outset.
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Retirement Support — The retirement plan offers a $1-for-$1 match up to 6% of eligible pay. New employees are eligible for the plan, with automatic enrollment after 90 days if they do not enroll themselves.
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Inclusive Benefits Coverage — Benefits highlight fertility treatment coverage, adoption/surrogacy reimbursement up to $30,000, and disability coverage. Coverage extends to spouses and domestic partners regardless of gender identity or sexuality, with gender-affirming care-related support noted.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
