Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $70 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more.
But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started..
Splash is remote-first, and proud of it.
We spend our days simplifying financial products and getting them into the hands of people who need them most. Right now, we’re focused on building financial technologies that fundamentally transform how the industry lends.
Although Splash has been around since 2013, we still operate like a startup — fast-paced, nimble, and full of heart. We’re good people who care deeply about doing meaningful work and we approach challenges with creativity, passion, and urgency.
And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected — even from afar.
At Splash, everything we do is guided by our values:
Own It – We take full accountability and follow through on commitments.
Raise the Bar – We move fast, innovate faster, and push through barriers.
Say the Hard Thing – We speak up with honesty, respect, and a desire to solve problems and make things better.
Elevate Each Other – We win as a team by lifting each other up.
These values show up in how we work and how we connect — whether we’re collaborating on big projects or bonding over everyday moments. Yes, we even have Slack channels for #kids-and-pets and #food because we believe being human makes us better teammates.
Splash Financial is seeking a Senior Software Engineer who’s passionate about building technology that empowers people to become more powerful than their debt. You’ll work within a modern, service-oriented, event-driven architecture using Clojure, React, Next.js, PostgreSQL, and AWS — helping scale our platform while driving meaningful product impact.
We’re looking for someone with strong experience in Clojure, Java or Kotlin, who thrives on ownership, collaboration, and continuous improvement. You’ll lead impactful cross-team projects, write clean, well-tested code, and mentor others while contributing to the evolution of our technical platform and product strategy.
If you’re a builder who wants to make an impact in a mission-driven company that values growth, flexibility, and teamwork, we’d love to meet you.
WHAT YOU’LL DO AT SPLASH- Own complex, multi-engineer and cross-team projects from design to delivery.
- Build and scale APIs that power our products and support continued growth.
- Proactively identify opportunities to improve architecture, performance, and team efficiency.
- Write clean, well-tested code (primarily in Clojure) and contribute to robust CI/CD pipelines.
- Collaborate closely with engineers, product managers, and designers to deliver impactful solutions.
- Mentor teammates and help raise the technical bar across the organization.
- Participate in on-call rotations and ensure system reliability.
- Actively engage in our remote-first, collaborative culture with open communication and shared accountability.
- 5+ years of backend engineering experience with strong proficiency in Clojure, Java or Kotlin (functional or JVM-based languages preferred).
- Experience designing service-oriented, event-driven systems and building scalable APIs.
- Hands-on experience with AWS, Kubernetes, serverless architectures, and CI/CD pipelines.
- Proficiency in PostgreSQL or similar relational databases.
- A strong desire to continuously learn, innovate, and grow.
- The ability to give and receive constructive feedback with candor and empathy.
- A mindset focused on accountability, technical excellence, and team success.
- Excitement about contributing to Splash’s mission and values — helping people take control of their financial futures.
- Frontend: React, Next.js, ClojureScript
- Backend: Clojure
- Data: PostgreSQL
- Architecture: Service-oriented, event-driven systems
- Infrastructure: AWS, Kubernetes, serverless architecture, CI/CD pipelines
The base salary range for this role is $140,000 to $205,000 annually, based on market data and internal compensation practices. This role may also be eligible for a bonus component tied to individual and company performance. Final compensation will be determined by factors such as location, experience, and skill level.
SPLASHERS ENJOY:
- Fully remote work freedom
- Competitive salary packages
- Flexible PTO + 9 company holidays
- Equity: Share in our start-up success
- Comprehensive and affordable insurance benefits
- Paid parental leave for both caregivers
- Essential equipment to get the job done
- 401(k) for your future savings
- Quarterly meet-ups: In person & virtual fun
- Awesome Splash swag to flaunt your team spirit
Employment at Splash is based on individual merit. Opportunities are open to all, without regard to race, color, religion, sex, creed, age, handicap, national origin, ancestry, military status, veteran status, medical condition, marital status, sexual orientation, affectional preference, or other irrelevant factors. Splash is an equal opportunity employer.
Top Skills
What We Do
We got tired of seeing our friends and family struggle under the crushing weight of debt. So in 2013, we did something about it.
We built a marketplace filled with banks and credit unions looking to help people refinance their student loans. We used that network to bring people great rates. And we did it all from a tiny office in Cleveland, OH.
In other words: we started Splash Financial.
Since then, we’ve become a national leader in student loan refinancing. We’ve opened over 100,000 accounts, and handled over $6 billion in refinancing requests. Plus, we’ve successfully launched personal loans, with the same commitment of service to our customers.
At the end of the day, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt.
Why Work With Us
Splash is remote-first, and proud of it. We spend our days focused on developing financial technologies that fundamentally change the way the industry lends. We’re friendly, folksy, and we’re good people who want to make a difference in the financial landscape, and we approach tackling challenges with creativity, passion and urgency.
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