Senior Claims Examiner

Posted 4 Days Ago
Be an Early Applicant
Hiring Remotely in United States
Remote
36K-46K Annually
Senior level
Information Technology • Database • Consulting
The Role
Adjudicate life and annuity death benefit claims: evaluate documents, determine payable claims, calculate benefits, serve as first approver, handle claimant calls, document files, identify fraud/risk, ensure tax reporting, meet performance targets, and maintain inventories while working remotely on assigned shifts.
Summary Generated by Built In

The mission of this job is to promptly analyze policy files to determine and pay correct policy death benefits and beneficiaries and to handle incoming calls related to the death benefits.


Responsibilities
  • Accountable for identifying, investigating, evaluating, obtaining and utilizing critical information required to accurately and objectively adjudicate claims.
  • Verbally communicate and correspond with outside customers to convey claim filing requirements.
  • Handles claim inquiries and processing on multiple product lines.
  • Documents all calls clearly and concisely and completes follow-up work.
  • Identify areas of potential risk for the company, including potential fraud.
  • Analyze all incoming documents for appropriateness and completeness, and determine whether claim is payable. If so, calculate benefit amounts and serve as 1st approver for payments.
  • Serves as the first step in resolving claims adjudication issues and in the call escalation process.
  • May be responsible for incoming and outgoing calls to claimants, Power’s of Attorney, facilities and other person’s or entities involved in the adjudication of a claim.
  • Ensure all tax information is correctly reported.
  • Maintain claim file with proper level of documentation.
  • Answer customer inquiries.
  • Maintain claim inventories within departmental, contractual, and regulatory guidelines.
Qualifications
  • Death claims processing for life and/or annuity contracts preferred
  • Two-year college degree or equivalent experience in a financial institution operations department, customer service, or annuity product experience.
  • Knowledgeable in life or annuity products and death claim processing
  • Must have sharp attention to detail and ability to perform with high degree of accuracy.
  • Strong analytical skills to review documents and reach sound decisions
  • Proven oral and written communication skill set.
  • Ability to:
    • Meet multiple performance targets at or above benchmark levels; including, but not limited to:  accuracy, call quality, timeliness, and productivity.
    • Work harmoniously with peers within a small team environment to accomplish both personal and team performance goals.
    • Work with customers in a professional and empathic  manner
    • Work overtime, as needed, to meet daily deadlines  
    • Work simultaneously with multiple computer systems
    • Compute moderately difficult mathematical calculations
  • Available for 8 hour shift between 8am to 8pm working hours; Work from home

Salary Range:  $35,502.26 - $46,176.33

Remote Position


The posted range is the hiring range for this role — a subset of the broader range available to employees over time — and reflects base salary across our national hiring scale. Final offers are based on several factors, including the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position. The top of the range is reserved for candidates who notably exceed the requirements; the lower end applies to those with less experience or fewer preferred qualifications. For positions based in higher-cost zones (e.g., California, New York, New Jersey), actual compensation may exceed the posted range; your recruiter will share specifics during the process.

Skills Required

  • Death claims processing for life and/or annuity contracts
  • Two-year college degree or equivalent experience in a financial institution operations department, customer service, or annuity product experience
  • Knowledgeable in life or annuity products and death claim processing
  • Sharp attention to detail and high degree of accuracy
  • Strong analytical skills to review documents and reach sound decisions
  • Proven oral and written communication skills
  • Ability to meet multiple performance targets (accuracy, call quality, timeliness, productivity)
  • Ability to work harmoniously with peers in a small team environment
  • Ability to work with customers in a professional and empathic manner
  • Willingness to work overtime as needed to meet daily deadlines
  • Ability to work simultaneously with multiple computer systems
  • Ability to compute moderately difficult mathematical calculations
  • Availability for an 8-hour shift between 8am and 8pm; remote work
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The Company
HQ: New York, NY
30,246 Employees
Year Founded: 1999

What We Do

Choosing a digital partner is about more than capabilities — it’s about collaboration and character. Unrealistic overhauls and off-the-shelf products ignore what matters most — your unique needs, culture, goals, and your legacy data and technology environments. At EXL, our collaboration is built on ongoing listening and learning to adapt our methodologies. We’re your business evolution partner—tailoring solutions that make the most of data to make better business decisions and drive more intelligence into your increasingly digital operations. Whether your goals are scaling the use of AI and digital, redesign operating models, or driving better and faster decisions, we’re here to partner with you to help you gain—and maintain—competitive advantage with efficient, sustainable models at scale. Our expertise in transformation, data science, and change management helps make your business more efficient and effective, improve customer relationships and enhance revenue growth. Instead of focusing on multi-year, resource- and time-intensive platform designs or migrations, we look deeper at your entire value chain to integrate strategies with impact. We use our specialization in analytics, digital interventions, and operations management—alongside deep industry expertise — to deliver solutions that help you outperform the competition. At EXL, it’s all about outcomes—your outcomes—and delivering success on your terms. Share your goals with us and together, we’ll optimize how you leverage data to drive your business forward. For more information, visit www.exlservice.com.

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