Senior Backend Engineer
Kredivo is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies e-commerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.
We are one of the fastest growing fintech companies in SEA. The company has raised more than US$35m in VC funding from top investors and has won multiple awards: top 100 fintech globally, #1 fintech startup in SEA, and top 30 global startup by Google.
FinAccel is looking for Senior Backend engineers to join their R&D center in Jakarta, Indonesia. The team is responsible for developing new product functionality for Kredivo, build scalable services and tools using open source frameworks/cloud infrastructure and integrate machine learning models for real-time credit scoring and fraud detection. Candidates should have strong background in developing scalable microservices using event driven architecture.
Responsibilities:
- Design and implement backend services for various FinAccel lending platforms like Kredivo.
- Work with the Product, Business and Sales teams to gather and understand requirements and deliver scalable solutions.
- Write high quality, maintainable code.
- Own parts of the system and continuously work to improve them in an agile environment.
- Benchmarking, load testing, diagnosing problems and helping create solutions.
- Research and implement modern frameworks and technologies for back-end systems.
- Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges.
Qualifications & Experience:
- Bachelor’s degree in Computer Science, Information Technology or equivalent
- Minimum 3 years of software development experience
- Strong understanding of Data Structures, Algorithms and Computer Science fundamentals
- Experience working on one of follow programming language: Python, Golang or C++
- Good understanding of microservices architecture and event driven programming paradigm
- Proficient in HTTP, Web Services, OAuth and Restful APIs
- Familiar with Linux environment
- Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus
- Good Communication skills and good attention to details and ability to work well in a team with a positive attitude
#LI-AF1
Skills Required
- Bachelor's degree in Computer Science or equivalent
- Minimum 3 years of software development experience
- Strong understanding of Data Structures and Algorithms
- Experience with Python, Golang or C++
- Good understanding of microservices architecture
- Proficient in HTTP and Restful APIs
- Experience with cloud systems such as AWS or GCP
What We Do
Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the Indonesian neobank Krom. Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others








