Senior Backend Engineer II - Europe Account

Posted An Hour Ago
Be an Early Applicant
London, England, GBR
Hybrid
111K-145K Annually
Senior level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Design, build, and maintain high-performance backend services (Java/Kotlin/Spring Boot) for European markets. Implement account-level features, work with Kafka and relational databases, collaborate with product/design/analytics/risk, mentor junior engineers, drive architecture and technical strategy, and deliver data-driven product improvements.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

About the role:

We are seeking a Senior Backend Engineer II that is passionate about our mission of money without borders to collaborate with our Regional Europe & UK team. Your role will be to drive data-driven and innovative growth decisions, with a unique opportunity to lead and grow the team in delivering value to our customers by developing the Wise product within Europe.

How we work:

You will work closely with product, design, analytics, risk and controls to translate your ideas and designs into tangible products and improvements for our customers, directly impacting Wise’s mission and millions of our users.

As part of the team, you will be responsible for making Wise work better for customers within Europe and the United Kingdom. We are modifying our core proposition to better suit customers based on their country. Our mission is to transform Wise into a truly local product in Europe, providing the best account experience for people with international lives. You will be part of deep research into different markets across the continent and lead the development of functionality for those markets, from local payment methods or account details, to tax payments and reward programmes.
 

What will you be working on?

  • Design, build, and maintain high-performance, scalable tools and services utilizing Java, Kotlin, Spring Boot, cloud technologies, etc.

  • Build account-level features, such as tax payments or savings account products, to cater for European markets.

  • Collaborate with product managers to develop business requirements and turn them into technical solutions. We want engineers to be comfortable contributing to product development.

  • Mentor junior engineers, offering technical guidance and conducting code reviews.

  • Drive architectural decisions and technical strategy for Regional Expansion Tribe.

  • Contribute to our engineering culture through knowledge sharing and best practices.

  • Work with the product team on customer interviews for our markets, gather quantitative and qualitative data to better understand our customers and build solutions for them.

  • Document and present data-driven results to product stakeholders, explaining and proposing strategies that align with the product’s risk appetite and business objectives.
     

 What do you need?

  • Knowledge of Java and Spring Boot.

  • Knowledge and experience with asynchronous messaging systems, such as Kafka.

  • Experience working with relational databases, SQL query optimization, and schema design.

  • A strong product mindset, prioritizing customer needs and making data-driven decisions.

  • A strong sense of ownership and excellent communication skills to drive cross-team projects.

  • Ability to work independently while also being a collaborative team player, frequently engaging in cross-team efforts.

  • The ability to break down complex projects into incremental milestones that deliver customer value.

  • Experience with common design and architectural patterns, coupled with a passion for writing clean, performant, and well-tested code.

  • Curiosity and a drive for continuous learning and improvement.

  • Adherence to and advocacy for best coding practices, continuous delivery, and code reviews.

  • A proven track record of leading technical initiatives and mentoring other engineers.

Interested? Find out more:

  • How we work – a practical guide

  • DEI @ Wise

What do we offer: 

  • Starting salary: £111,000 - £145,000 + RSUs

  • Wise Benefits

  • #LI-AB3 #LI-Hybrid

  • Our Engineering career map

  • Wise Engineering – https://medium.com/wise-engineering

  • Wise Tech Stack (2025 update)

  • See what it's like to work at Wise London!

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Knowledge of Java and Spring Boot.
  • Knowledge and experience with asynchronous messaging systems (e.g., Kafka).
  • Experience working with relational databases, SQL query optimization, and schema design.
  • Experience designing, building, and maintaining high-performance, scalable services.
  • Experience with cloud technologies.
  • Strong product mindset and ability to make data-driven decisions.
  • Strong sense of ownership and excellent communication skills for cross-team projects.
  • Ability to work independently and collaboratively across teams.
  • Ability to break down complex projects into incremental milestones delivering customer value.
  • Experience with common design and architectural patterns; writing clean, performant, well-tested code.
  • Adherence to and advocacy for best coding practices, continuous delivery, and code reviews.
  • Proven track record of leading technical initiatives and mentoring other engineers.

What the Team is Saying

Surendra
Smrithi
Pavan
Jennifer
Lindsay
Lauren

Wise Compensation & Benefits Highlights

  • Leave & Time Off Breadth Global minimum of 33 paid days off (36 in U.S. hubs) plus a 6‑week paid sabbatical every four years and extras like volunteer or “Me” days indicate substantial time‑off depth.
  • Parental & Family Support A global minimum of 18 weeks fully paid parental leave for birth or adoption after one year, along with adoption and fertility support, underscores robust family support.
  • Flexible Benefits Work‑from‑anywhere up to 90 days per year after six months and flexible working principles provide notable geographic mobility and scheduling latitude.

Wise Insights

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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Tokyo, JP
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