The Global Expansion Acquiring Squad is the engine behind SumUp's growth into new markets — integrating local payment acquirers, enabling merchant onboarding, and ensuring transactions flow reliably across countries like Mexico, Canada, New Zealand, and Australia. This role sits at the heart of that mission, owning critical backend systems while also shaping how the squad works — building AI agents and developer tooling that make the entire team faster and smarter. If you're a backend engineer who wants real ownership, enjoys working in ambiguous and complex environments, and is genuinely excited about teaching AI how your codebase works (not just using it for autocomplete), this role is for you.
What you'll do- Design and build scalable backend services in Golang and Kotlin, covering merchant onboarding, transaction processing, and reconciliation across multiple acquirers and markets
- Lead technical investigations for new market launches and mentor engineers on the team
- Configure and maintain AI coding assistants (Cursor, Copilot, Continue) with team-specific rules, framework conventions, and testing patterns — so generated code fits our systems, not generic templates
- Build AI agents that automate repetitive development tasks, such as generating integration stubs, updating OpenAPI specs, and flagging idempotency violations
- Keep documentation accurate and AI-accessible, so the team spends less time answering "how does X work?" and more time shipping
- Strong proficiency in Golang (primary) or a JVM language such as Java or Kotlin, with experience building distributed, fault-tolerant backend systems
- Experience configuring AI coding assistants at a team level — defining rules, prompts, and context packages that produce consistent, framework-compliant output
- Solid understanding of idempotency, retry policies, and transaction safety in payment or financial systems
- Comfort working across multiple teams and domains simultaneously, navigating ambiguity and influencing without direct authority
- A track record of taking ownership in complex, cross-functional environments where the scope isn't always clearly defined
- 🌎 Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our Berlin office. This involves an office-first setup
- 🌈 Commitment to Diversity and Inclusion: be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced
- 🚀 Enrolment onto our Virtual Stock Option programme: you will own a stake in SumUp's future success
- 📚 A dedicated annual L&D budget of €2,000 for your individual development, which can be used to attend conferences and/or advance your career through further education
- 💶 A corporate pension scheme where we match up to 20% of your contributions
- 🏖️ Generous time off: enjoy 28 days of paid leave plus public holidays and special leave days
- 🏋️ Numerous other benefits such as Urban Sports Club subsidy, Kita placement assistance, subsidised office lunches
- 🌴 Break4me: 1-month sabbatical after 3 years of service
- 🔗 Referral Bonus: earn additional rewards by referring talented individuals to join the SumUp team
Be empowered to do more that matters.
At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 37 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships.
Our commitment to small businesses is reflected in our diverse team of over 3,000 SumUppers from over 90 nationalities, united by global collaboration and an innovative mindset. Our core values lay the foundation for who we are and what we stand for, shaping our work culture and driving our success. We foster inclusivity and a continuous learning culture, providing a safe space for personal and professional growth. Our differences make us unique and strong as we strive to create an environment where everyone belongs and feels supported, no matter how they identify.
SumUp is proud to be an Equal Employment Opportunity employer, actively seeking and embracing diversity in our workforce. We don't make hiring or employment decisions based on race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. Our commitment extends beyond recruitment to creating a safe and respectful workplace where harassment of any form is strictly prohibited. Discover more about our culture and opportunities on our careers website, and follow our journey on LinkedIn, Instagram, and TikTok.
Job Application Tip
We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.
Skills Required
- Strong proficiency in Golang or a JVM language (Java or Kotlin)
- Experience building distributed, fault-tolerant backend systems
- Experience configuring AI coding assistants
- Solid understanding of idempotency, retry policies, and transaction safety
- Strong ownership in complex environments and ability to navigate ambiguity
SumUp Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about SumUp and has not been reviewed or approved by SumUp.
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Leave & Time Off Breadth — Paid time off is positioned as a standout, including 22 vacation days that increase with tenure, public holidays, a quarterly Wellness Day, special leave, and a fully paid one‑month sabbatical after three years. This combination makes time-off benefits feel notably robust in the overall rewards package.
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Healthcare Strength — Health coverage is described as comprehensive, with medical plan options (including carriers such as Cigna and Kaiser) plus dental and vision. Company-paid life insurance and disability coverage are also part of the protection package in the U.S. materials.
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Retirement Support — Retirement benefits include a published 401(k) match formula that provides an employer match up to a stated cap. The clarity of the match structure supports straightforward evaluation during offer comparisons.
SumUp Insights
What We Do
SumUp believes that every business should have access to affordable, easy-to-use financial solutions, no matter their size. That’s why more than 3 million businesses worldwide rely on SumUp to run their business. What started out as one card reader has now turned into a range of payment hardware, banking solutions, marketing, and loyalty tools, invoicing, and so much more. From sales and marketing to product and engineering, our cross-functional US team works together to ensure that small business owners can be successful doing what they love.
Why Work With Us
SumUp USA is part of the global SumUp organization that stretches across multiple continents from Berlin to Sao Paulo. Our teams are multicultural, have a collaborative mindset and bold goals. Join our mission if you want to become part of the success story and help empower over 3 million merchants using SumUp already!
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