The opportunity
Senior Associate in the Certification Team (Non-Cards) at NPCI will be responsible for ensuring the compliance, app-testing, and certification of UPI, IMPS, AePS, IMPS, NeTC products as per NPCI standards. Expected to work closely with Payers, Payee, TPAP and third-party vendors to troubleshoot and resolve reported issues. Knowledge on API based tools.
Role Name: Senior Associate Onboarding
Year of experience: 2 to 6 years of experience in payment systems, certification, testing, or related domains
Education: BE/BTech
Requirements
• Collaboration with banks and payment
partners, and internal stakeholders ensuring seamless product validation before
market deployment.
• Execute end-to-end certification testing for
NPCI Products and payment applications in-line with NPCI guidelines.
• Execute test cases, log defects, and ensure
timely resolution.
• Maintain certification documentation and
provide reports for audits.
• Execute test cases, log defects, and ensure
timely resolution.
• Implement automation as required in the
certification process
• Manage end to end certification activities
across all products
• Co-ordination with internal departments for
ensuring smooth business operations.Follow and bring in industry best practices for certifications.
• Good legal technical skills in drafting,
reviewing documentation and carrying out research
• Excellent
communication, co-ordination and project management skills
• Strong knowledge of PCI standards, APIs, and
payment terminologies.
• Hands-on
experience with testing tools (e.g., Postman) and defect life cycle
• Ability to work in a structured,
process-driven environment.
• Ability to handle multiple certifications
simultaneously.
• Knowledge of Artificial Intelligence
• Knowledge (or) maintenance expertise of open
stack servers
Good to Have:
• Good understating of Java, Python, .net and
DB’s
• Exposure to NPCI’s certification
processes or payment scheme testing. Ability to create SOP’s and Technical
documentations
• Identify gaps in the current monitoring
process.
• Design an AI-enabled monitoring framework for
log analysis and notifications. Recommend dashboards for operational visibility.
Expected AI
Tool Usage
• LLM for certification planning.
• AI for risk prediction. Excel/Power BI for dashboard prototype or any presentation tool.
Skills Required
- BE or BTech degree
- 2 to 6 years of professional experience
- Experience with end-to-end certification testing for payment products or applications
- Knowledge of PCI standards, APIs, and payment terminology
- Hands-on experience with testing tools such as Postman
- Knowledge of defect lifecycle management
- Strong communication, coordination, and project management skills
- Ability to work in a structured, process-driven environment
- Ability to manage multiple certifications simultaneously
- Knowledge of artificial intelligence
- OpenStack server maintenance expertise or knowledge
- Understanding of Java, Python, .NET, and databases
- Exposure to NPCI certification processes or payment scheme testing
- Ability to create standard operating procedures and technical documentation
- Ability to design high-level AI system architecture, including data ingestion and feature stores
- Ability to handle large datasets
- Knowledge of secure AI infrastructure, Federated Learning, and Differential Privacy
- Knowledge of AI applications for fraud and anti-money laundering
What We Do
NPCI is an umbrella organisation for all retail payment systems in India. It was set up with the support & guidance from Reserve Bank of India (RBI) & Indian Banks Association (IBA). A registered company under Section 8 of the Companies Act, 2013. Watch the NPCI Corporate AV - https://youtu.be/RGl9YQ6CB20 Products & Services Unified Payments Interface Unique payment solution which empowers a recipient to initiate the payment request from a smartphone. It facilitates 'virtual payment address' as a payment identifier for sending & collecting money & works on single click 2 factor authentication. Immediate Payment Service A 24X7, real time, cost effective, independent channel, retail payment service, introduced by NPCI, empowering customers to transfer money instantly with banks & RBI authorised PPIs across India. RuPay Robust card scheme designed to offer payment products with superior features & processes specifically designed to cater to diverse consumer needs. *99# USSD based mobile banking platform that makes banking services accessible to all the bank account holders on their mobile phones. National Automated Clearing House Centralised payment system developed with an aim to consolidate multiple ECS systems running across the country & provide a framework for the removal of local barriers/inhibitors. Aadhaar Enabled Payment System Bank led model which allows online financial inclusion transactions at micro-ATMs through the business correspondent of any bank using the Aadhaar authentication. e-KYC Electronic way of conducting authentic & real time KYC of a customer using Aadhaar authentication. Cheque Truncation System Electronic image of the cheque is transmitted to the drawee bank by the clearing house, along with relevant information. National Financial Switch Facilitates routing of ATM transactions through inter-connectivity between its member institutions thereby enabling the citizens of the country to utilise any ATM of a connected entity
