Senior Associate, Financial Planning & Analysis

Flutterwave was founded on the principle that every African must be able to participate and thrive in the global economy. To achieve this objective, we have built a trusted payment infrastructure that allows consumers and businesses (African and International) to make and receive payments in a convenient borderless manner.

The Role: As a Senior Associate, Financial Planning & Analysis (FP&A), you will play a crucial role in the company's financial strategy and decision-making process. You will lead a team responsible for financial planning, budgeting, forecasting, and analysis to support Flutterwave's growth objectives across multiple regions, working closely with the Group FP&A team

Responsibilities include but are not limited to:

 
1. Financial Planning, Budgeting & Forecasting

• Support the annual budgeting and quarterly forecasting cycles across departments and regions.
• Build and maintain financial models to project revenue, cost, and profitability under various scenarios.
  
• Partner with business units to align budgets with strategic and operational goals.
  
• Track performance against budget and forecast, highlighting variances and drivers.

 
2. Management Reporting & Performance Analysis

• Prepare monthly and quarterly management reports, including P&L, balance sheet, and cash flow variance analysis.
• Analyze key performance indicators (KPIs) by product (e.g. card acquiring, remittances, bill payments), customer segment, and geography.
• Develop insightful dashboards and scorecards for leadership review.
• Identify trends, risks, and opportunities to improve profitability and cost efficiency.

 3. Business Partnering

• Work closely with business units, operations, and product teams to understand financial impacts of commercial decisions.
  
• Support pricing analysis, margin optimization, and new product business cases.
  
• Provide finance support for investment proposals, marketing campaigns, and expansion initiatives.

4. Strategic Initiatives

• Assist in preparing materials for Board, Investors, and Executive Committee presentations on a monthly & quarterly basis
  
• Support scenario planning for capital raising, new market entry, and product launches.
  
• Conduct competitive and market benchmarking to inform strategic choices.

5. Data, Systems, and Process Improvements

• Maintain and enhance FP&A tools and models (Excel, Power BI, ERP reporting modules).
  
• Partner with Finance Systems/IT to improve automation, data accuracy, and reporting speed.
  
• Ensure data consistency and integrity across all financial reports.

Key Deliverables:

• Monthly and quarterly management performance pack
  
• Timely and accurate variance analyses and commentary
  
• Updated budget and rolling forecast models
  
• Business case templates and ROI analyses for new initiatives
  
• Dashboards showing revenue, cost, and KPI trends

Required competency and skillset to be a Waver:

• Bachelor's degree in Finance, Accounting, Economics, or related field; CFA and any of , ACA, ACCA or CPA preferred.
• 4-6 years of experience in financial planning and analysis roles, preferably in the technology or fintech industry.
• Proven track record of supporting budgeting, forecasting, and financial analysis processes in a multinational group of companies with footprints across various markets and multiple products. 
• Strong analytical skills with the ability to translate complex data into actionable insights.
• Excellent communication and presentation skills, with the ability to influence stakeholders at all levels of the organization.
• Advanced proficiency in financial modeling and MS Excel; experience with financial planning software/tools is a plus.
• Ability to thrive in a fast-paced, dynamic environment and manage multiple priorities effectively.

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