Senior Analyst-Risk Management

Posted 7 Days Ago
Be an Early Applicant
2 Locations
Hybrid
Senior level
Fintech • Financial Services
The Role
The Senior Analyst will manage merchant data governance, support bonusing processes, conduct data analytics, and maintain strong partnerships across teams.
Summary Generated by Built In

Global Merchant & Network Services brings together American Express' merchant and network-related businesses. This includes the management of our relationships across the globe with both the millions of merchants who accept American Express, as well as our partners in countries and territories that deliver card acceptance, issuance and innovation.

The Global Bonusing Governance (GBG) Team is part of Global Merchant & Network Services (GMNS) and sits within Global Strategy, Operations, & Performance (GSOP). GBG’s team mission is to actively manage and continuously improve the processes by which merchant data is maintained, governed, and used for rewards bonusing.  GBG collaborates cross-functionally with enterprise Marketing, US Consumer Services, Global Commercial Services, International Card Services, Global Merchant Services, Technology, Legal, and Compliance teams among others to ensure that we can fulfill accurately on the customer promise.

Responsibilities

As the business owner of Merchant/Industry Bonusing, and the subject matter experts of these processes, the responsibilities of the team include:

  • Lead Merchant/Industry Bonusing Category Governance for Card Issuance
  •  Implement capabilities, processes and controls to ensure merchant data are properly maintained
  • Research customer complaints pertaining to merchant/industry bonusing
  • Conduct research and support the implementation of new and expanded merchant/industry categories
  • Define and implement strategic technology solutions
  • Train users on GBG processes
  • Maintain strong relationships with internal and external partners
  • The GBG Team is seeking an Analyst to support the maintenance of merchant data and the bonus categories used to bonus Card Members as part of the card value proposition as well as supporting select campaign offers and other programs. This position will be responsible for the following:
  • Review and validate merchant data feeds and customer inquiries to ensure accurate merchant categorization across all bonus categories
  • Leverage internal and external tools to complete each merchant validation and record findings - Perform data analytics, including merchant/industry research
  • Identify and implement process controls and improvements
  • Provide timely responses to requests from Audit, Risk Management and regulators
  • Maintain process documentation as part of audit and control requirements
  • Support customer remediation efforts
Qualifications
  • Proven years of professional/relevant experience is highly desired
  • Proven years of merchant data experience
  • University Degree (preferred in Engineering, Management Information System, Mathematics, Economics, Finance, or other related three-year degree)
  • Self-starter with a natural curiosity to understand how things work
  • Highly organized with strong attention to detail and cares about quality of work
  • Demonstrated comfort managing large datasets and performing data analytics
  • Experience with conducting research, trend analysis and reporting
  • Advanced proficiency with Microsoft Office, especially Excel and PowerPoint
  • Ability to operate independently and manage tight timelines
  • Flexible and able to adapt to shifting or changing priorities
  • Excellent communication and relationship building skills
  • Positive minded team player with ability to see holistic picture that individual and team success are intertwined 

Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions. 
 

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • Support for financial-well-being and retirement
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • Generous paid parental leave policies (depending on your location)
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Skills Required

  • Proven years of professional/relevant experience
  • Proven years of merchant data experience
  • University Degree (preferred in Engineering, Management Information System, Mathematics, Economics, Finance, or other related three-year degree)
  • Demonstrated comfort managing large datasets and performing data analytics
  • Advanced proficiency with Microsoft Office, especially Excel and PowerPoint

American Express Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about American Express and has not been reviewed or approved by American Express.

  • Healthcare Strength Pay is often viewed as attractive when combined with comprehensive health, dental, and vision coverage that supports day-to-day needs. The benefits package is also framed as especially helpful for those supporting dependents.
  • Retirement Support Retirement benefits are positioned as a meaningful part of total rewards through a 401(k) plan with company matching. Financial wellness services and coaching are also highlighted as strengthening longer-term financial security.
  • Leave & Time Off Breadth Paid time off is repeatedly characterized as generous and a valued component of the overall package. Time off and flexibility are presented as helping the total rewards feel more complete beyond base salary.

American Express Insights

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The Company
HQ: New Delhi, Delhi
100,703 Employees
Year Founded: 1850

What We Do

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more. For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.

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