Senior Analyst, Financial Crime Investigation

Company Description

We’re Checkout.com – you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.

Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.

With 19 offices spanning six continents, we feel at home everywhere – but London is our HQ. Wherever our people work their magic, they’re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn’t just another job; it’s a career-defining opportunity to build the future of fintech.

Job Description

We're looking for a senior investigator to play a pivotal role within our global Financial Crime Intelligence Unit (FCIU). As a center of intelligence, threat analysis, and investigative excellence, this role is key to proactively identifying, investigating, and mitigating complex financial crime threats for Checkout.com. You will conduct complex, deep-dive investigations across multiple financial crime risk domains, support our MLROs with critical risk insights, and deliver actionable intelligence to key internal stakeholders and, as required, external agencies. This role is ideal for a detail-oriented analyst with strong AML expertise who thrives on turning complexity into clarity and is eager to contribute to a world-class financial crime intelligence capability.

How You'll Make An Impact

• Lead and manage complex, high-priority investigations into sophisticated financial crime activities, ensuring thorough and timely resolution.
• Serve as a key partner to the MLROs, providing critical insights and comprehensive investigative reports to support SAR/STR decisions and responses to regulatory inquiries.
• Contribute to a proactive threat analysis capability to identify emerging financial crime typologies and vulnerabilities, utilising data-driven techniques and open-source intelligence (OSINT).
• Produce high-impact intelligence reports and strategic briefings for the MLRO, translating complex findings into clear, actionable recommendations.
• Collaborate with data analytics and product teams to refine detection rules, improve risk models, and enhance monitoring systems based on investigative outcomes and intelligence findings.
• Develop and maintain a deep understanding of evolving financial crime typologies, actor tactics, and geopolitical risks relevant to the payments industry.
• Mentor junior financial crime intelligence analysts, fostering their professional growth and ensuring high-quality output and operational excellence.
• Support engagements with law enforcement and coordinate responses to external requests as needed.

About You

• Minimum 4+ years of experience in a financial crime investigations role within a regulated financial institution, with experience in FinTech or a payments company preferred.
• Proven experience in conducting and managing complex financial crime investigations (e.g., L3, major cases) with a demonstrable track record of successful outcomes.
• Strong understanding of financial crime typologies (e.g., money laundering, terrorist financing, sanctions evasion), AML/CFT regulations, and regulatory expectations concerning investigations, risk modelling, and MI across relevant jurisdictions.
• Hands-on experience with SAR drafting and decisioning in high-risk, multi-jurisdictional environments.
• Excellent analytical, problem-solving, and critical thinking skills, with the ability to translate complex data and investigative findings into clear, actionable insights for diverse audiences.
• Strong stakeholder management and communication skills, with a proven ability to collaborate effectively with technical and non-technical teams, as well as influence decision-making.
• Proficiency in BI tools (e.g., Tableau, Power BI, Looker, SQL) to support data-led investigations and risk analytics.
• A proactive, strategic thinker with a strong sense of accountability, a solutions-focused approach, and the ability to manage multiple priorities in a fast-paced, dynamic environment.
• A Bachelor’s or Master’s degree or equivalent practical experience is required. Your field of study, whether in social sciences, humanities, law, or technology, should demonstrate strong analytical, research, and critical thinking skills.

Bring all of you to work 

We create the conditions for high performers to thrive – through real ownership, fewer blockers, and work that makes a difference from day one.

Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity – and where your growth is in your hands.

We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.

It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.
 

Life at Checkout.com

We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.

Curious about what it’s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.

For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram