We're looking for a Pet Actuarial Lead to help shape the pricing strategy behind one of the most innovative insurance products on the market. You'll sit at the center of Lemonade's pet insurance business, partnering closely with Data Science, Underwriting, and Finance to drive growth, accuracy, and fairness in how we price and expand. This role lives within our Actuarial team and carries real ownership from day one.
We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.
Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.
In this role you’ll
Own state rating plans and rate indications for Lemonade's pet product, from monitoring through execution
Lead the development and integration of predictive modeling projects in close partnership with the Data Science team
Build and maintain machine learning rating models that directly influence pricing accuracy and customer outcomes
Develop pricing strategies for product expansion into new states, balancing growth goals with actuarial rigor
Contribute to the design of internal pricing software that supports real-time decision making at scale
Prepare rate filing support for new machine learning models, keeping Lemonade compliant and ahead of the curve
Recommend pricing and underwriting actions based on ongoing performance monitoring and competitive analysis
Grow and develop a team of high-performing analysts, setting a high bar while giving people room to do great work
What you'll need
7+ years of Health or Pet Health actuarial experience; FSA required
2+ years managing and developing a team
B.S. in Actuarial Science, Mathematics, Statistics, or a related field
Proficiency in R or Python, plus SQL for database querying
Working knowledge of predictive modeling approaches, including GLMs, decision trees, gradient boosting machines, random forests, and clustering
Comfort operating independently in a remote environment while staying tightly connected with cross-functional partners
Genuine curiosity about AI and a commitment to growing alongside the tools reshaping how we work
*Please note that we are unable to sponsor applicants for work visas.
Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $175,000 - $200,000 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.
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Skills Required
- 7+ years of Health or Pet Health actuarial experience
- FSA (Fellow of the Society of Actuaries)
- 2+ years managing and developing a team
- B.S. in Actuarial Science, Mathematics, Statistics, or related field
- Proficiency in R or Python
- Proficiency in SQL for database querying
- Working knowledge of predictive modeling approaches (GLMs, decision trees, gradient boosting machines, random forests, clustering)
- Experience building and maintaining machine learning rating models
- Experience preparing rate filing support for new machine learning models
- Comfort operating independently in a remote environment while staying tightly connected with cross-functional partners
- Genuine curiosity about AI and commitment to growing alongside AI tools
Lemonade Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Lemonade and has not been reviewed or approved by Lemonade.
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Healthcare Strength — Health coverage is delivered via mainstream Cigna medical options, with multiple plan types and supplemental health protections. This signals broad networks and a robust core healthcare offering.
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Retirement Support — A company 401(k) match is part of the package and is positioned alongside other core financial benefits. This provides structured retirement savings support as a standard element of total rewards.
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Leave & Time Off Breadth — PTO is presented as generous, alongside paid sick time and strong parental leave with a return-to-work program. These time-off provisions extend beyond the basics and support work-life needs.
Lemonade Insights
What We Do
Our mission is simple: Create the world’s most loved insurance through technology and social impact. As a certified Public Benefit Corporation and B-Corp, Lemonade is constantly challenging how the insurance industry does business. We’re creating an experience that is fast, affordable, and hassle-free across renters, homeowners, pet, life and car insurance. And through our annual Giveback program, in which leftover premiums are donated to charities our customers choose, we’ve donated nearly $5 million to a variety of organizations in need.
Why Work With Us
We’ve set out to make insurance loveable, fast, simple, and socially impactful - words that aren’t often associated with this industry. We’re a Certified B-corp, the only US insurance company to never invest in polluting industries, and our annual Giveback program has donated nearly $5 million globally to nonprofits in need.
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