Senior Accountant

Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.

With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.

Job Description:

We are a nationwide mortgage lender specializing in residential and commercial lending. We are hiring for a Senior Accountant who will primarily be responsible for performing daily accounting tasks related to the efficient maintenance and processing of mortgage accounting operations, balance sheet reconciliations, financial reporting, and ad hoc analysis. The individual will work with all departments to conduct the responsibilities associated with mortgage accounting as well as general accounting.

What you’ll do:

• Record the company's monthly funding transactions in the general ledger as well as warehouse advances and settlements in accordance with General Accepted Accounting Principles. Additional reconciliation of warehouse cash accounts is required.
• Ensuing accuracy of the general ledger through detailed general ledger reconciliations, monthly analytical reviews of the P&L, Balance Sheet, and cash flow.
• Assist with the monthly close process which includes allocations, accruals, and cost center reviews.
• Assist with financial reporting which includes branch reporting, KPI reporting, and board reporting and assist with branch manager and partner inquiries.
• Technical accounting research and special projects as assigned.

Who you are:

• Bachelors degree in Accounting or Finance. CPA or MBA a plus
• Experience with mortgage industry and accounting in AMB and Loan vision are strongly preferred.
• 4+ years' experience in the professional accounting fields
• Ability to learn and adapt to new software,
• Extensive knowledge in Microsoft Suites
• Proven ability to perform with a high degree of accuracy under tight deadlines and to manage multiple projects.
• Excellent oral and written communication skills; ability to effectively present information and respond to inquiries from groups of managers, employees, vendors, government agents, secondary market partners, and the public.
• Ability to write reports, business correspondence, and procedure manuals.
• Very high reasoning skills, ability to define problems, collect data establish facts, and draw valid conclusions.

Key Performance Indicators:

• Data accuracy and integrity

Why you’ll love working at Lower:

• You’ll be surrounded by talented, dedicated people who believe in the company’s mission.
• You’ll be able to shape the future of Lower’s user experience.
• You’ll join a locally and nationally recognized best place to work that values promotion from within.
• There is opportunity for professional growth and development.

Plus:

• Competitive compensation plan
• Extended benefit offerings including: Medical/dental/vision
• Paid holidays
• Paid time off
• Parental leave
• Life insurance
• Short- and long-term disability
• 401K with company match
• Discount on home mortgage refinances or purchase

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

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