Senior Accountant

Who We Are

Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation.

We’re seeking a detail-oriented and motivated Senior Accountant to join our team in a unique hybrid role that spans both finance operations and technical accounting. This position is split roughly 50/50 between owning our Accounts Payable function end-to-end and driving key components of the month-end close. It’s an ideal opportunity for someone with a strong operational AP background who has had exposure to bank reconciliations and close tasks—and is ready to deepen their technical accounting skill set.

You’ll be the go-to owner for the full AP lifecycle—vendor onboarding through payment execution—while also taking on progressively greater responsibility in the close process, including reconciliations, accruals, and supporting schedules. You’ll learn directly from seasoned teammates and play a key role on the Accounting team as we scale.

Accounts Payable & Finance Operations (approx. 50%)

• Own the end-to-end Accounts Payable process, including invoice intake, coding, approval

routing, and timely payment execution.

• Manage vendor onboarding, W-9 collection, and vendor master data maintenance; support

annual 1099 reporting.

• Serve as the primary point of contact for vendor inquiries, resolving discrepancies with speed,

accuracy, and care.

• Reconcile vendor statements and monitor AP aging; investigate and resolve outstanding items.

• Manage corporate card and employee expense workflows, ensuring policy compliance and

proper coding.

• Identify and drive process improvements and automation opportunities across the AP function.

Month-End Close & Technical Accounting (approx. 50%)

• Execute assigned month-end close tasks, including journal entries for accrued liabilities, prepaid

expenses, and expense accruals tied to AP cutoff.

• Prepare bank reconciliations and balance sheet reconciliations, investigating and resolving

reconciling items.

• Ensure complete and accurate AP cutoff at period end, including accrual of unrecorded

liabilities.

• Assist in preparing monthly, quarterly, and annual reporting requirements.

• Support the year-end audit process by preparing schedules, reconciliations, and documentation

as needed.

• Maintain accurate financial records and ensure compliance with accounting standards and

internal policies.

• Bachelor’s degree in Accounting, Finance, or a related field (CPA or progress toward CPA a plus).

• 3–6 years of relevant experience, with a strong operational Accounts Payable background.

• Hands-on exposure to bank reconciliations and month-end close tasks, with a desire to grow

into deeper technical accounting work.

• Solid understanding of the full procure-to-pay cycle and accrual-basis accounting fundamentals.

• Excellent organizational abilities and high attention to detail.

• Effective written and verbal communication skills; ability to respond to vendor and internal

inquiries with speed, accuracy, and care.

• Proficiency with accounting software (AP automation tools a plus) and Excel.

• Operator’s Mindset, Accountant’s Rigor—You take pride in running a tight, efficient AP

operation while holding yourself to the precision standards of technical accounting.

• Financial Curiosity & Growth Orientation—You’re eager to expand beyond AP into the close

process, learning complex accounting structures and building toward full-cycle ownership.

• Exceptional Communication & Clarity—You articulate financial information clearly, and you

build rapport easily with vendors, teammates, and stakeholders across the business.

• Grace Under Pressure—You maintain composure and focus when managing payment runs,

close deadlines, and unexpected challenges, even when the heat is on.

• Beyond the Ledger Mentality—You’re excited to get out from behind the numbers, contributing

insights to process and business decisions and acting as a key partner to various departments.

• Multi-tasking and Follow-Through—You manage competing AP and close priorities

simultaneously, seeing every payment, reconciliation, and journal entry through to a complete,

accurate outcome.

• A Positive, Coachable Mindset—You welcome feedback, are naturally curious about process

improvement, and are committed to continuous professional growth.

• Career growth: A clear path to broaden from finance operations into technical accounting—

you’ll be a key member of the Accounting team as we scale.

• Equity ownership: All teammates receive stock options.

• Coaching and mentorship: You’ll learn directly from seasoned teammates who will provide

hands-on training and help you navigate key rules and processes.

Great ideas come from everywhere. We welcome people of all identities, backgrounds, and

experiences to apply.

Employee Benefits

We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to):

• Equity Ownership: All teammates receive stock options—we win together

• Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered

• Work-life balance and a generous paid time off policy

• In order to support teammates who become parents, Tomo Mortgage provides paid parental leave

• 401(k) retirement plan