Overview of the Role:
Responsible for driving the engineering and technical transformation across settlements stack for International and Domestic settlements.
We are looking for a highly skilled and hands-on Software Engineer to drive modern engineering practices and technology transformation within our teams. You will play a critical role in designing, developing, and maintaining scalable, high-quality software solutions while ensuring best-in-class engineering standards, including trunk-based development, test automation, security, and modern ways of working. This role requires deep expertise in system design, hands-on coding, and strong problem-solving skills to create resilient, high-performing, and secure applications.
Key Responsibilities
Software Development & System Design
- Design, develop, and maintain robust, scalable, and high-performance applications.
- Implement trunk-based development practices to enable continuous integration and rapid delivery.
- Develop clean, maintainable, and testable code following SOLID principles and software design best practices.
- Ensure high levels of unit test coverage, test-driven development (TDD), and behavior-driven development (BDD).
- Actively contribute to hands-on coding, code reviews, and refactoring to maintain high engineering standards.
Engineering Excellence & Best Practices
- Drive the adoption of modern engineering ways of working, including Agile, DevOps, and CI/CD.
- Advocate for automated testing, infrastructure as code, and continuous monitoring to enhance software reliability.
- Apply Behavior-Driven Development (BDD), Test-Driven Development (TDD), and unit testing to ensure code quality and functionality.
- Conduct thorough code reviews, ensuring adherence to best practices in readability, performance, and security.
- Implement and enforce secure coding practices, performing vulnerability assessments and ensuring compliance with security standards.
- Collaborate effectively in agile environments, embracing DevOps principles and fostering a culture of continuous delivery and improvement.
Technical Leadership & Collaboration
- Partner with architects, product owners, and cross-functional teams to design scalable and distributed systems.
- Mentor junior engineers and foster a culture of engineering excellence and continuous learning.
- Collaborate closely with DevOps teams to optimize deployments, observability, and production resilience.
- Lead technical discussions, contribute to design documentation, and provide guidance on modern software architectures.
Skills and Qualifications
Must-Have Skills:
- 10+ years of total experience in financial services software development Programming - Kotlin, Python & Java System Architecture for real-time high throughput performance optimization
- Microservices Architecture
- Event Driven & Messaging Systems – Kafka or Solace
- Low-Latency & High-Performance Computing
- High Availability & Fault Tolerance
- Data base - SQL (Oracle) and NoSQL (MongoDb)
- Strong hands-on experience in coding (Java, Python, or any modern programming language).
- Deep expertise in system design and microservices architecture.
- Experience with trunk-based development, feature flags, and progressive delivery strategies.
- Proficiency in TDD, BDD, and automation-first mindset to ensure high test coverage and reliability.
- Strong understanding of CI/CD pipelines, and DevOps practices.
- Experience conducting code reviews, vulnerability assessments, and secure coding.
- Familiarity with modern cloud-native technologies (AWS, Kubernetes, Docker).
- Excellent problem-solving skills and ability to w
Preferred to have:
- Advanced Data and AI Integration- AI & ML Cloud & DevOps – Citi Engineering Excellence Standards
Good-to-Have Skills:
- Experience with event-driven architecture and distributed systems.
- Knowledge of performance tuning, observability, and production monitoring.
- Familiarity with Agile frameworks and modern ways of working in product development.
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Jersey City New Jersey United States------------------------------------------------------
Primary Location Full Time Salary Range:$142,320.00 - $213,480.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:May 21, 2026------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 10+ years of experience in financial services software development
- Proficient in Kotlin, Python, and Java
- Experience with microservices architecture and event-driven systems
- Strong hands-on coding abilities
- Experience with CI/CD and DevOps practices
- Familiarity with cloud-native technologies like AWS
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
