Secured Lending Sales Associate

Posted 2 Hours Ago
Be an Early Applicant
Philadelphia, PA, USA
Hybrid
139K-260K Annually
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Lead asset-based lending client origination and relationship expansion, develop tailored financing solutions, structure complex transactions, coordinate credit and risk stakeholders, negotiate terms, and secure approvals. Analyze financial models, borrowing bases, collateral, risks, and market dynamics while contributing to business planning and growth strategies. Collaborate across banking, underwriting, legal, operations, and product teams, resolve complex client issues, and mentor junior colleagues.
Summary Generated by Built In
About this role:
Wells Fargo is seeking a Senior ABL Loan Origination Sales Specialist for Capital Finance. Learn more about the career areas and lines of business at wellsfargojobs.com .
In this role, you will:
  • Lead or participate in sourcing new clients and expansion of existing relationships within asset based lending (ABL) while partnering closely with banking partners to drive new business opportunities
  • Develop a thorough understanding of clients' businesses, strategic objectives, operational priorities, capital structures, and financial positions to identify and deliver tailored financing solutions
  • Lead complex financing transactions in partnership with coverage teams, including analyzing opportunities, structuring, and proposing solutions, coordinating internal stakeholders, negotiating terms, and obtaining approval from management and independent risk
  • Strategically collaborate with peers, business partners, and mid-to-senior level management across credit, underwriting, risk management, legal and operations to resolve client issues and achieve business objectives
  • Independently resolve complex issues while leveraging a solid understanding of relevant policies, procedures, and compliance requirements
  • Partner with product management and business leaders to provide recommendations on evolving market trends, client needs, and competitive dynamics to enhance the design and delivery of credit solutions
  • Participate and contribute to business planning initiatives, market development strategies, and growth objectives
  • Serve as a mentor and resource for junior team members, contributing to talent development and the sharing of industry, market, and product expertise
Required Qualifications:
  • 5+ years of secured or specialized lending sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
  • 5+ years of ABL experience including working knowledge of borrowing base calculations and collateral analysis
  • Demonstrated ability to review financial modeling to analyze trends and identify risks
  • Working knowledge of a broad range of secured lending offerings, including supply chain finance and equipment finance
  • Intermediate proficiency in MS Excel, modeling and CRM/RV
  • Strong analytical skills with high attention to detail and accuracy
  • Ability to work effectively in a team environment and across all organizational levels in a fast-paced deadline driven environment
  • Excellent verbal, written, and interpersonal communication skills
Job Expectations:
  • This position is not eligible for Visa sponsorship
  • Ability to travel up to 25% of the time
  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$139,000.00 - $260,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Posting End Date:
16 Sep 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Skills Required

  • 5+ years of secured or specialized lending sales experience, or equivalent experience, training, military experience, or education
  • 5+ years of asset-based lending experience, including borrowing base calculations and collateral analysis
  • Ability to review financial models, analyze trends, and identify risks
  • Working knowledge of secured lending offerings, including supply chain finance and equipment finance
  • Intermediate proficiency in Microsoft Excel, modeling, and CRM/RV
  • Strong analytical skills with attention to detail and accuracy
  • Ability to work effectively across organizational levels in a fast-paced, deadline-driven environment
  • Excellent verbal, written, and interpersonal communication skills

Wells Fargo Compensation & Benefits Highlights

  • Healthcare Strength Health coverage begins on day one with comprehensive medical, dental, and vision options, and the company subsidizes a substantial share of premiums for U.S. employees (varying by compensation band).
  • Retirement Support A robust 401(k) program includes an employer match for eligible employees, with specifics laid out in plan materials and filings.
  • Parental & Family Support Paid parental leave extends up to 16 weeks for eligible primary caregivers, alongside fertility coverage, adoption/surrogacy reimbursement, and lactation support.

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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”

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