Secondary Marketing Manager

Job Description:

Cambria has an excellent opportunity for a motivated, enthusiastic individual seeking a challenging and rewarding opportunity in a fast-paced environment. At Cambria Mortgage we are committed to providing the highest level of customer service. All inquiries will be confidential.

The Secondary Market Manager will be responsible for the development and administration of secondary loan market and funding initiatives including individual loan sales as a correspondent, bulk sales, wholesale funding and liquidity management. This role will act as a liaison to investors and funding sources and works to maintain favorable relationships and will also be responsible for all aspects of pricing, loan locking and delivery. The Secondary Market Manager will be involved in all aspects of managing the loan production pipeline to ensure loans are produced, shipped, and delivered in an efficient manner. 

ESSENTIAL ROLES AND RESPONSIBILITIES:

• Manage the daily mortgage pricing for portfolio and correspondent investors

• Confirm lock requests as needed on best efforts pipeline and maintain all lock request changes, reconciliations and extension requests

• Monitor rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer or Operations

• Provide expertise and serve as a resource to all loan officers regarding common practices for lock-in policies and procedures in the mortgage banking industry

• Coordinate and execute all aspects of bulk loan sales including pool creation, due diligence requests, closing and funding and post-sale servicing

• Perform analysis and assessment regarding liquidity requirements, contractual obligations, contingent risks, as well as cash flow forecasting and stress testing

• Oversee cash positioning, liquidity reporting and forecasting, short-term borrowing, hedging and bank relationship management.

• Prepare periodic management reporting and ensure compliance with liquidity policies and guidelines

• Maintain an understanding and competency with respect to software and other systems required to perform the duties of the position

QUALIFICATIONS AND SKILLS:

• Demonstrated analytical skills

• Proven flexibility and adaptability

• Possess high energy and positive attitude

• Strong, influential leadership skills and experience

• High attention to detail and ability to problem solve

• Exceptional interpersonal, verbal and written communication skills

• Ability to work extended hours and outside the office as necessary

• Strong PC skills (Google, Microsoft Word, Excel) 

Minimum Requirements:

Education: Bachelor’s Degree in a related field preferred

Experience: Minimum 5 years’ relevant experience

Systems: Google Suite, Microsoft Office

Additional Requirements:

Managerial Requirements: N/A

Physical Requirements: Office position requiring telephone and computer use.

Travel Requirements: Local travel to other Cambria Mortgage locations may be required

Cambria’s starting salary range for this position is $80,000 - $120,000. Salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the target for new hires for the position. Individual pay is determined by several factors, including work location, job-related experience, and relevant education and/or training.

Cambria offers a competitive benefits package that encompasses Health and Dental Insurance, Paid Time Off, 7 paid Holidays , 401(k) plus matching, Discretionary Profit Sharing, Flexible Spending Account; Life, Supplemental Life, and Disability Insurance; Referral Program, Tuition Reimbursement, Employee Assistance Program, Employee Discount and Professional Development Assistance.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

At Cambria, dedication to philanthropy and our people is at the heart of who we are. We strive to make a meaningful difference in the world every day by prioritizing employee well-being and fostering inclusivity and empowerment. Under the banner of CambriaCares, our philanthropic endeavors show our commitment to our people and our community to uplift kids, support education, and contribute to a sustainable future.

For additional company information, please visit www.CambriaUSA.com

An offer of employment is contingent upon the successful completion of a background verification check, subject to applicable laws and regulations. The results will be reviewed based on the individual's record, and the specific duties and requirements of the job.