SDE II UI

About Bright Money

Bright Money is a Consumer FinTech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards. These are the major financial needs of middle-income consumers living paycheck-to-paycheck.
Bright is a profitable, India-built, U.S.-market Consumer FinTech, with revenue trajectory to $100M in the coming 12 months. The business model combines subscription revenue with financial service marketplace revenues for loans, credit cards, and credit-building tools. 

Bright has launched an AI money assistant and AI agentic UX flows for access to credit. It will be the first AI-driven Consumer FinTech for middle-income consumers.

The Bright product suite has potential for global markets beyond the US. The market size is 100M global middle-income consumers, with a revenue pool opportunity of $15B.

Bright is backed by 3 top global venture capital firms, and leading tech angel investors in the USA, Europe, and Asia.

Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientists (Varun Modi and Avi Patchava). The core team is ex-InMobi Engineering and Data Sciences, recently joined by senior leaders from McKinsey. Bright is a data-driven, fast-paced execution culture that will build a Global Consumer FinTech, all functions operating from India.

• The Frontend Engineering team builds and scales Bright’s core user experiences across mobile and web platforms, ensuring a fast, stable, and intelligent product experience.

• This team owns the React Native mobile app, which serves as the backbone for Bright’s AI-driven credit, debt, and savings products

• The Frontend SDE II role focuses on leading mobile architecture, performance, and feature delivery across React Native, React, Swift, and Kotlin, while collaborating closely with BFF, Product, and Design teams. The role combines deep technical expertise with leadership in engineering best practices and delivery ownership.

• Design, build, test, and maintain features in Bright’s React Native application.

• Take end-to-end ownership of frontend features from technical design through production release and monitoring.

• Build reusable components, hooks, utilities, and shared frontend libraries.

• Work with Swift/Kotlin native modules when React Native features require native platform integration.

• Contribute to Bright’s adoption of React Native New Architecture, including Fabric, TurboModules, Hermes, and JSI.

• Integrate and evolve Bright’s design system and contribute to Figma → Code and AI-assisted UI development workflows.

• Collaborate with Product and Design teams to build dynamic and configurable user experiences.

• Integrate frontend applications with BFF/API layers and contribute to frontend-owned BFF implementations where required.

• Improve application performance across startup time, navigation, rendering, memory usage, and network performance.

• Use tools such as Sentry, Firebase, Mixpanel, and New Relic to identify production issues and improve application quality.

• Contribute to CI/CD, automated releases, OTA updates, and mobile build pipelines.

• Write automated tests and contribute to improving E2E and regression test coverage.

• Participate actively in technical discussions, code reviews, debugging, and architecture improvements.

• Work with senior engineers and contribute ideas for improving frontend architecture, developer experience, and engineering processes.

• 3–5 years of experience in frontend/mobile application development.

• Strong hands-on experience with React Native, React, TypeScript, and JavaScript.

• Good understanding of React Native internals, component lifecycle, navigation, state management, and performance optimization.

• Experience building and shipping production mobile applications for iOS and Android.

• Working knowledge of Swift, Kotlin, or Java and ability to debug native mobile issues.

• Strong understanding of REST APIs and experience working with frontend/backend integrations.

• Experience building reusable components or frontend libraries.

• Understanding of mobile app lifecycle, release processes, CI/CD, and OTA updates.

• Experience with monitoring and analytics tools such as Sentry, Firebase, Mixpanel, or New Relic.

• Good understanding of data structures, algorithms, debugging, and software engineering fundamentals.

• Experience with Git/GitHub and collaborative development workflows.

• Strong ownership, communication, and problem-solving skills.

Experience & Background:

• Experience with React Native New Architecture, Fabric, TurboModules, Hermes, or JSI.

• Exposure to BFF, GraphQL, or backend development.

• Experience with design systems, design tokens, Storybook, or Figma-to-code workflows.

• Exposure to AI-assisted development, code generation, or dynamic UI systems.

• Experience with automated testing using tools such as RTL, Maestro, Detox, Appium, XCTest, or similar.

• Experience improving mobile performance at scale.

• Experience building internal developer tools, SDKs, or shared libraries.

Mindset & Operating DNA:

• Strong ownership from development through production.

• Comfortable solving problems independently while collaborating with the broader engineering team.

• Data-driven approach to debugging and performance improvement.

• Willingness to work across frontend, native mobile, and BFF layers when required.

• Curious about AI-assisted engineering and new development workflows.

• Comfortable working in a fast-paced FinTech environment.

Non-Fit Profiles

• Engineers with primarily web/backend experience and limited hands-on mobile development.

• Candidates without meaningful production experience in React Native.

• Engineers who prefer working only within narrowly defined frontend tasks and are not comfortable owning features end-to-end.

• Candidates who are uncomfortable debugging across React Native, native mobile, APIs, and production monitoring systems

• A profitable sub-unicorn with U.S. market scale – liquidity potential at $1–3B valuations.

• Real ownership: You run your own BU with an independent P&L.

• Wealth creation: Equity at an inflection stage of scale.

• A data-driven, high-cadence culture that combines consulting rigor with FinTech speed.

• Location flexibility: 5 days from the Bangalore office in a week