Product Owner - SBL: Collateral/ self directed Digital LAL, Platforms, Associate, Wealth Management
About Us:
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. This role is aligned to support the U.S. Banks' business that is responsible for retail and private banking across Morgan Stanley and E*TRADE.
The Wealth Management Platforms organization manages digital platforms and experiences across the Advisor, Workplace and Direct (Morgan Stanley Online and E*TRADE) channels, ensuring that our capabilities lead the industry and are delivered and integrated seamlessly. Within the Wealth Management Platforms Organization, Digital Lending Platform Team is responsible for building an industry-leading, highly automated lending platform supporting the next phase of growth of Securities Based Lending, Tailored Lending and Mortgage Businesses.
We are hiring a talented product manager to help us build an industry-leading, highly automated lending platform to have a direct impact on Morgan Stanley U.S. Banks' growth strategy. This is a highly collaborative role, where you will work closely with our team of digital product managers and partner with designers, engineers, operations, credit, finance, and business stakeholders on transforming workflows and systems that enable innovative financial product offerings.
Position Summary:
> Work in a fun, fast paced environment developing technology for our clients and internal staff
> Collaborate with digital product managers, engineers, business, and control partners to define and write requirements
> Dive deep into technical complexities and collaborate with engineering teams on finding practical solutions
> Engage in end user research, and use data analysis to inform requirements; wireframe design of new product features
> Present findings and project updates to executive leadership and key stakeholders
> Diagnose and resolve any technical issues or system errors that may arise within the client-facing platform Experience
> 3+ years of professional experience developing technology in a demanding, agile environment
> Working knowledge of financial lending products
> Experience with software business analysis
> BA/BS required
Skills/Abilities:
Must haves
> Excellent communicator with solid written and verbal presentation skills
> Highly developed sense of ownership and accountability for work
> Strong attention to detail in both technical and non-technical capacity
> An understanding of web technologies, the software development lifecycle and Agile methodologies
> Excellent relationship building capabilities with partners both internal and external to the organization
> Strategic problem solver able to define and evaluate alternatives, and break high-level goals into specific project tasks
> Independent initiative and comfort working in a fast-paced environment
> Ability to adapt to changing and evolving business needs
> Ability to measure a given business problem to both quantify the issue and the benefits from the technology solution; SQL skills are a plus
Nice to haves:
> Professional experience in wealth management, retail banking, and/or lending products
> Experience analyzing workflows and delivering innovative solutions that drive efficiency at scale
> Experience delivering complex programs with multiple dependencies and stakeholders
> Experience owning roadmaps for complex internal systems with a focus on underwriting, pricing and loan origination
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.
Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.
For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.
Skills Required
- Bachelor's degree (BA/BS)
- 3+ years professional experience developing technology in an agile environment
- Working knowledge of financial lending products
- Experience with software business analysis
- Understanding of web technologies
- Understanding of software development lifecycle (SDLC)
- Familiarity with Agile methodologies
- Excellent written and verbal communication and presentation skills
- Strong ownership, accountability, and attention to detail
- Ability to measure business problems and quantify benefits from technology solutions
- SQL skills
- Professional experience in wealth management, retail banking, and/or lending products
- Experience analyzing workflows and delivering solutions to drive efficiency at scale
- Experience delivering complex programs with multiple dependencies and stakeholders
- Experience owning roadmaps for internal systems focused on underwriting, pricing, or loan origination
Morgan Stanley Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Morgan Stanley and has not been reviewed or approved by Morgan Stanley.
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Parental & Family Support — Family support is extensive, with paid parental leave for all parents, adoption and fertility assistance, backup childcare, and eldercare resources. Feedback suggests these programs meaningfully enhance the overall package and help with retention.
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Healthcare Strength — Health coverage spans medical, dental, vision, mental‑health access, care navigation, and expert second opinions. Convenient primary care access and condition‑specific support reinforce the depth of healthcare coverage.
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Equity Value & Accessibility — Equity compensation and stock ownership are positioned as core motivators that encourage commitment and retention. Feedback suggests education and support are provided to help participants manage equity and related financial benefits.
Morgan Stanley Insights
What We Do
Morgan Stanley mobilizes capital to help governments, corporations, institutions and individuals around the world achieve their financial goals. For over 85 years, the firm’s reputation for using innovative thinking to solve complex problems has been well earned and rarely matched. A consistent industry leader throughout decades of dramatic change in modern finance, Morgan Stanley will continue to break new ground in advising, serving and providing new opportunities for its clients. Morgan Stanley is committed to maintaining the first-class service and high standard of excellence that have always defined the firm. At its foundation are five core values — putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back — that guide its more than 60,000 employees in 1,200 offices across 41 countries.






