At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.
Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.
Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.
Tide facts:
- Tide is available for UK, Indian, German and French SMEs
- Over 2 million members globally and rapidly growing
- Over $300 million raised in funding
- 3,000 Tideans globally
- Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
- We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg
This role is a key element of our newly established Fincrime Intelligence and Reporting function. You’ll be responsible for ensuring we put our genuine members first, through reporting potentially suspicious activity to authorities and taking measures to disrupt criminals. You’ll have opportunities to be involved in wider Financial Crime projects which will help reduce risk to Tide and let our members get back to doing what they love.
ABOUT THE ROLE:
As an Investigative Reporting Analyst you’ll be:
- Achieve and maintain formal accreditation to carry out specific responsibilities on behalf of Tide’s Nominated Officer, including collating and evaluating internal reports for inclusion within reports to Law Enforcement and ensuring the accuracy and quality of external reports
- Collating information and writing comprehensive reports relating to all types of financial crime for inclusion within notifications to Law Enforcement Agencies, including SAR submissions
- Supporting in complex, proactive investigations by ensuring we report the right information at the right time to external partners
- Providing assurance by reviewing the outcomes and decisions of cases, determining whether the correct case outcome was achieved and correctly documented
- Providing feedback, leading workshops and training sessions
- Confident in calling out potential efficiencies in our tools and processes, making recommendations for process improvements to prevent future occurrences of fraud/financial crime offences
- Managing your own case load to meet performance targets
- Consistently reaching the targets for Productivity and Quality
- Establishing good relationships with various departments throughout the organisation to ensure good operational synergy
- Treating Tide members fairly by taking responsibility to ensure that their needs are met
Here at Tide, we are looking for a proactively minded Investigative Reporting Analyst with a good understanding of Fraud and Financial Crime typologies and prevention measures. We need a passionate and proactive individual, who will help ensure Tide is taking all the relevant steps to report and enforce against all aspects of financial crime. The ideal candidate will have:
- 1 to 3 years of experience in a financial crime investigations, compliance or QA related role in financial services, specialising in business-related anti-money laundering/fraud investigations
- Ability to work well as part of a team; decisive; goal-oriented; proactive
- Strong stakeholder management skills and comfortable communicating with a wide range of associates
- A proactive and open-minded approach to finding effective solutions
- A genuinely curious mindset, asking the right questions at the right times, with a problem solving attitude
- A keen eye for process improvements, looking at how we can work leaner and more robustly
- Exceptional communication skills – written and verbal – and are able to communicate with our members, internal stakeholders & regulatory bodies if required
- 25 days paid annual leave
- 3 paid days off for volunteering or L&D activities
- Extended maternity and paternity leave covered by the company
- Personal L&D budget
- Additional health & dental insurance
- Mental wellbeing platform
- Food vouchers
- Snacks, light food, drinks in the office
- WFH equipment allowance
At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.
We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.
- Tide does not charge any fees at any stage of the recruitment process.
- All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel.
- Communication from Tide will only come from an official @tide.co email address.
- Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf.
If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at [email protected]
Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process.
Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy.
Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.
Skills Required
- 1 to 3 years of experience in financial crime investigations, compliance, or quality assurance within financial services, specializing in business-related AML or fraud investigations
- Understanding of fraud and financial crime typologies and prevention measures
- Ability to work effectively as part of a team
- Decisive, goal-oriented, and proactive approach
- Strong stakeholder management skills
- Comfort communicating with a wide range of associates
- Open-minded and proactive approach to finding effective solutions
- Curious, problem-solving mindset
- Ability to identify process improvements and create leaner, more robust processes
- Exceptional written and verbal communication skills, including communication with members, internal stakeholders, and regulatory bodies
Tide Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Tide and has not been reviewed or approved by Tide.
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Flexible Benefits — Flexible working, paid volunteering, and manager-controlled recognition budgets are highlighted as part of the package in some locations, suggesting adaptable options that support different needs.
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Healthcare Strength — Health insurance is described as starting from day one and covering employees plus multiple dependents in India, with added mental-health resources such as unlimited cognitive behavioural therapy.
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Leave & Time Off Breadth — Policies mention 15 days of privilege leave alongside separate casual and sick leave, indicating a relatively comprehensive time-off structure in certain regions.
Tide Insights
What We Do
Tide is the leading provider of UK small business (SMEs) accounts and one of the fastest-growing fintechs in the UK. Tide is live in the UK and India with over 550,000 members in the UK and more than 150,000 in India. Tide is transforming the small business banking market. Our platform not only offers business accounts and related banking services, but also a comprehensive set of highly connected admin tools for businesses, such as full integration with accounting systems (live for our UK members, coming soon to India). Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to help SMEs save both time and money. Tide was awarded Innovative Product of the Year at the Growth Finance Awards 2022 and New Market Entrant of the Year at the UK-India Awards 2022. Tide was also named one of CB Insights global Fintech 250 and Beahurst’s The Fintech Top 50 for the UK in 2023. Tide facts: Tide is available for UK and Indian SMEs Over 550,000 UK members and growing rapidly Over 150,000 India members since December 2022 Over £200 million raised in funding Over 1,500 Tideans globally - we’re diversity champions! We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, a technology centre in Hyderabad, India and offices in Gurugram, near New Delhi
