We are seeking a seasoned RMBS Structurer to join our dynamic team within the Mortgage Finance Group. This recently formed and rapidly growing team provides innovative financing and capital markets solutions to entities engaged in owning, originating, or servicing residential real estate loans and related assets. The successful candidate will be an integral part of the front-office “deal” team, responsible for leading analytical aspects of the business including structuring transactions, underwriting collateral credit, advising clients on asset disposition strategies, and more.
Key Responsibilities:
1. Transaction Structuring and Execution:
- Lead the structuring of RMBS transactions across diverse asset classes including Prime Jumbo, Non-QM, CRT, RTL, SFR, ACMBS and HELOC.
- Coordinate with clients, relationship managers, traders, syndicate, rating agencies, lawyers, and accountants to ensure smooth transaction execution.
- Utilize advanced structuring knowledge to provide solutions and valuations for mortgage-related assets, catering to financing arrangements and client advisory activities.
2. Market Analysis, Risk Management, and Reporting:
- Monitor market conditions and collateral performance closely, reporting key metrics and spearheading discussions with internal partners.
- Collaborate with origination & capital markets teams, portfolio management, mortgage trading desks, and credit risk officers to manage risks effectively.
- Ensure strict compliance with regulatory requirements and internal policies, adapting to evolving market dynamics and investor demands.
3. Technology and Analytics:
- Leverage collateral tools and structuring software (e.g., CAS, Intex, Bloomberg, Polypaths, Yieldbook) to enhance transaction structuring and execution.
- Proficient in coding languages, databases, and visualization tools (e.g., Python, SQL, PowerBI) to drive data-driven decision-making and reporting.
4. Team Leadership and Development:
- Foster a culture of excellence, collaboration, and continuous learning within the team.
- Mentor and develop team members, promoting knowledge sharing and best practices.
Qualifications:
- BS/BA degree or higher in a quantitative field such as mathematics, physics, or engineering, or equivalent experience.
- 5+ years of Investment Banking experience or equivalent demonstrated through work experience, training, military experience, or education.
- Strong track record in RMBS structuring and execution, with deep understanding of product, market dynamics, and regulatory environment.
- Experience with collateral due diligence a plus.
- Proficiency with structuring software and analytical tools (Intex, Bloomberg, Polypaths, Yieldbook, Python, SQL, PowerBI).
- Excellent communication skills, with the ability to engage effectively with clients, senior management, and across organizational levels.
- Strong leadership abilities, with a focus on mentoring and developing team members.
- Ability to execute in a fast-paced environment, balancing multiple priorities.
The expected base salary ranges from $150,000- $200,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
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Other requirements
Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.
Company Overview
Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~$2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research. Visit www.mizuhoamericas.com.
Mizuho Americas offers a competitive total rewards package.
We are an EEO/AA Employer - M/F/Disability/Veteran.
We participate in the E-Verify program.
We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.
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What We Do
This is not your typical financial institution. It’s our people who make us a cut above. Here, every person is respected because of their differences, not in spite of them. We pride ourselves on a culture of purpose, passion and compassion. At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone. Working for Mizuho opens doors not just to a rewarding career with excellent prospects, but to lasting friendships with colleagues from diverse cultures. It’s the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition, you can amplify your sphere of influence and base of knowledge as part of one of the largest—and growing—banks in the world. We’re all global citizens, and that’s why our company feels compelled to make an impact through more than just drawing up deals. We prove that it’s possible to do well and do good. We do right by our clients, our community and each other.
