Risk Specialist (Transaction Monitoring)

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally. 

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

AFC Investigations Unit is looking for a Risk Specialist (Transaction Monitoring) to contribute to daily monitoring activities and help protect the organization, our customers, and the communities in which we operate from the risks associated with financial crime. The unit plays an integral role in the Bank's first line of defense against financial crime, and you can be a part of it.

This is a temporary position covering a maternity leave until October 2027. As our business continues to evolve, new opportunities regularly emerge across the organization. While we cannot guarantee future roles, we always aim to support internal mobility whenever possible.

• Monitor customer activity and transactions by investigating alerts generated through Luminor's anti-financial crime monitoring systems

• Analyze customer information, transactional behavior, and data from internal systems, public databases, and external records to assess potential financial crime risks

• Build a comprehensive understanding of customer activities by collaborating closely with customer-facing and other internal teams

• Identify suspicious and unusual activity, conduct investigations, prepare clear and well-founded assessments, and escalate cases when required

• Support informed decision-making by providing high-quality analysis and contributing to the effective management of financial crime risks

• Act as a trusted point of contact for colleagues by providing guidance and support on AML-related matters

• Contribute to continuously improving monitoring, investigation, and risk assessment practices within the team

• Foster a collaborative and high-performing work environment through knowledge sharing, constructive feedback, and strong teamwork

• A degree in Law, Economics, Finance, Business Management, or a related field

• At least 1 year of experience in AML, financial crime prevention, sanctions screening, or a related area

• Strong analytical thinking and attention to detail, with the ability to identify patterns, assess risks, and draw well-founded conclusions

• A high level of integrity, sound judgment, and the ability to handle confidential and sensitive information with discretion

• A proactive mindset combined with a practical, solution-oriented approach to challenges

• Strong communication and interpersonal skills, enabling effective collaboration with colleagues across different teams and functions

• A willingness to share knowledge, support colleagues, and contribute to the development of others

• A collaborative approach and sense of ownership, with a commitment to building strong partnerships and achieving team goals together

• High ethical standards, accountability, and a genuine commitment to delivering high-quality results

• Fluent Lithuanian and English is required in spoken and written communication due to working on Pan-Baltic level, knowledge of Russian language would be considered a strong advantage

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)

• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun

• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored

• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more

• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes

• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year

• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed

• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life

• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc

• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor

• Gross salary. 2,480-3,100 EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is the 25th of October. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!