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CB Payments, Ltd (CBPL) is Coinbase’s UK‑incorporated electronic money institution, authorised and supervised by the FCA and registered as a cryptoasset exchange and custodian wallet provider, enabling customers to move between fiat and crypto and access Coinbase’s UK platform.
This dual‑hatted role serves both as CBPL’s 2LoD Country Risk Manager and as a Risk Manager within Global Operational Risk Management (ORM), running the local risk framework for the UK entity and contributing to Coinbase’s enterprise‑wide operational risk programs so that risks remain within appetite while the UK business grows safely.
As a Risk Manager - Country & Operational Risk, you'll serve a dual-hatted role across CBPL (Coinbase's FCA-authorised UK entity) and Global Operational Risk Management. Our Enterprise Risk Management team builds and runs the frameworks that keep Coinbase growing safely within risk appetite across every entity and jurisdiction. You'll own CBPL's second-line-of-defence risk framework covering operational, financial, regulatory, outsourcing, and conduct risks while co-owning global ORM program areas that strengthen our enterprise-wide risk posture.
What you'll do:
- Own CBPL's entity-level risk framework, running RCSAs, incident/issue management, KRI/KCI monitoring, and risk-appetite reporting for the CBPL Risk Committee and Board.
- Lead 2LoD risk challenge on new products, change initiatives, and governance across CBPL, including MiFID-related change as the licence is pursued.
- Drive CBPL outsourcing and third-party risk oversight, including intra-group arrangements, exit planning, concentration risk, and operational resilience for important business services.
- Build and enhance Coinbase's global Operational Risk Management framework, owning one or more program areas such as incident management, scenario analysis, resilience, or loss analytics.
- Partner with global product and operations teams as a trusted 2LoD advisor, reviewing new products and change for operational-risk impacts with a focus on the UK footprint.
- Strengthen risk culture across CBPL and Global ORM by clarifying 1LoD/2LoD roles, coaching first-line leaders, and embedding UK regulatory expectations in everyday decisions.
Required Skills and Experience:
- 7-10+ years of risk management experience in UK-regulated financial services, with demonstrated depth in operational risk, enterprise risk frameworks, and three-lines-of-defence governance.
- Practical experience applying UK regulatory frameworks (SYSC, MiFIDPRU/IFPR, operational resilience, outsourcing, conduct, Consumer Duty) to entity-level risk programs.
- Prior experience preparing decision-useful risk MI for Boards, risk committees, and regulators, and engaging with internal audit as a 2LoD function.
- Proven ability to design and implement risk processes (RCSAs, KRIs, incident management, scenario analysis) at both entity and group level within a matrixed, global organization.
- Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.
Position ID: P76566
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Pay Transparency Notice: The target annual base salary for this position can range as detailed below. Total compensation may also include equity and bonus eligibility and benefits (including medical, dental, and vision).
- Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
- Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
- US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
- Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
- Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.
Skills Required
- Demonstrates the ability to responsibly use generative AI tools (e.g., LibreChat, Gemini, Glean) with human-in-the-loop practices
- 7-10+ years of risk-management experience in UK-regulated financial services with strong exposure to operational and enterprise risk
- Deep understanding of risk governance, three lines of defence, RCSA, incidents/issues, KRIs/KCIs, risk appetite and stress testing
- Practical experience engaging with UK regulation (SYSC, MiFIDPRU/IFPR, operational resilience, outsourcing, conduct, Consumer Duty)
- Prior experience working in or closely with 2LoD functions and engaging Boards, senior management, regulators and internal audit
- Ability to design and implement risk processes and procedures at entity and group level
- Strong organisation, project and time-management skills; manage multiple workstreams and deliver under tight deadlines
- Proven track record building effective relationships with business partners, peers and senior leaders across global, matrixed organisations
- Comfortable operating in a fast-paced, high-growth, technology-led environment
- Hands-on experience with risk governance tooling (e.g., RSA Archer or similar GRC platforms) and building risk MI and dashboards
- Prior exposure to crypto, digital assets or other innovative financial-technology businesses
- Relevant qualifications in risk management, operational risk, MiFID/IFPR or internal audit (e.g., IRM, FRM, PRM, CFA or equivalent)
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Crypto creates economic freedom by ensuring that people can participate fairly in the economy, and Coinbase (NASDAQ: COIN) is on a mission to increase economic freedom for more than 1 billion people. We’re updating the century-old financial system by providing a trusted platform that makes it easy for people and institutions to engage with crypto assets, including trading, staking, safekeeping, spending, and fast, free global transfers. We also provide critical infrastructure for onchain activity and support builders who share our vision that onchain is the new online. And together with the crypto community, we advocate for responsible rules to make the benefits of crypto available around the world.
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We have the opportunity to accelerate the pace of innovation in the world by building an open financial system. Our vision is to create more economic freedom in the world, to help people control their own wealth, start companies, have financial privacy, and participate in the global economy. And to get us there, we focus, build and move as a team.
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