Risk Management - Consumer Credit Risk Portfolio Assurance - Vice President

Job Description
Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Portfolio Vice President in Quality Assurance, you will leverage experience in credit strategy and operations to challenge and make recommendations to credit risk management. Additionally, you will develop and implement Key Risk Indicators and concentration limits to assist in portfolio performance monitoring. This role requires a deep understanding of credit risk to identify relevant considerations, data analysis to derive insights, and good judgment to recommend solutions to problems that emerge. You will play a pivotal role in promoting end-to-end optimized solutions that mitigate risk while balancing revenue, expense, and customer impacts.
Job Responsibilities:

• Review and analyze portfolio related data (e.g., Key Risk Indicators) to support comprehensive evaluation of portfolio performance
• Prepare executive presentations and compelling narratives for Risk Leadership at various forums, committees, business reviews and management meetings to drive Risks agenda and deliverables.
• Deliver insightful recommendations in a persuasive and thoughtful manner
• Stay abreast of new or updated regulatory requirements, risk management policies/standards/procedures, and technology solutions to understand changes to processes and verify compliance with evolving control requirements.

Required qualifications, capabilities, and skills:

• Have an understanding of the account lifecycle (e.g. underwriting, portfolio management, collections) which will aid in identifying relevant risk considerations
• Detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle
• Bachelor's degree or equivalent experience required
• Experience in credit risk management at financial service company
• Solid functional knowledge, including but not limited to credit risk strategy, business development, product development, project management, etc.
• Understand cross functional dependencies between First Line of defense, product owners, and Credit Strategy to support and provide effective challenge in accordance with risk appetite
• Ability to articulate the impact of risks and issues on the business function
• Excellent written and verbal communication skills with an ability to influence business leaders in a meaningful and actionable manner.
• Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Visio); ability to translate business/functional problems into a conceptual analytical and automation technical architecture
• SAS or Equivalent data mining expertise

Preferred qualifications, capabilities, and skills:

• 7+ years of financial service experience in risk management, controls, audit, quality assurance, risk management, or compliance preferred
• Prefer knowledge of consumer credit card lending or risk capabilities

About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.