Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Analyst within CS Portfolio Risk Management team, you will partner closely with Credit Officers and Credit Risk Managers to support portfolio oversight and credit processes end-to-end—helping surface risks early, maintain strong controls, and enable high-quality credit decisions. In this role you are expected to take complete ownership of the credit process, possess ability to multi-task and meet delivery deadlines, thus helping your partners in making decisions in the best interest of the customer and organization. Effective candidates will possess and apply a basic understanding of the business environment including the auto industry, current events, and economic cycles.
Job Responsibilities:
- Jointly own and work with stateside Senior Credit Officers and Credit Risk Managers on respective portfolio management activities e.g., overlines, stock audits, covenants, interim requests etc.
- Undertake in depth financial analysis and review of dealer financial statements on monthly basis.
- Use multiple tools to identify and escalate any early warning indicators for the assigned portfolio.
- Demonstrate detailed understanding of assigned portfolio and recommend timely actions as deemed necessary to the stateside partners.
- Assist senior underwriters in preparing credit approval memo (CAM) for annual renewals or new business opportunities.
- Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements.
Required qualifications, capabilities, and skills:
- 1+ years of experience in Credit, Audit, Compliance, or Risk Management
- Bachelor’s degree required
- Demonstrated ability to collaborate cross-functionally and deliver measurable results in a deadline-driven environment.
- Strong written and verbal communication and presentation skills
- Proficiency in Microsoft Word, Excel, and PowerPoint
Preferred qualifications, capabilities, and skills:
- Bachelor's degree in (Accounting, Finance, Business, or Economics preferred)
- MBA Finance or Professional Certification in Accounting, Finance, Business or Economics preferred.
- Visio a plus
- Prior experience in US Market and Auto Industry is preferred.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- 1+ years of experience in Credit, Audit, Compliance, or Risk Management
- Bachelor's degree
- Demonstrated ability to collaborate cross-functionally and meet deadlines
- Strong written and verbal communication and presentation skills
- Proficiency in Microsoft Word, Excel, and PowerPoint
- Bachelor's degree in Accounting, Finance, Business, or Economics
- MBA Finance or professional certification in Accounting/Finance/Business/Economics
- Visio experience
- Prior experience in US market and auto industry
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
-
Healthcare Strength — Medical, dental, vision, and mental health coverage are comprehensive, with on-site clinics, preventive care, and specialized supports such as maternity nurse guidance and fertility treatments. Wellness activities can help offset copays and out-of-pocket costs, reinforcing the perceived strength of health benefits.
-
Retirement Support — A 401(k) with dollar-for-dollar matching and additional automatic pay credits reflect strong employer-backed retirement savings. An employee stock purchase plan and related financial programs further bolster long-term financial support.
-
Leave & Time Off Breadth — Paid time off, sick time, holidays, and generous parental leave are provided alongside family medical leave and adoption/fertility assistance. Additional programs like caregiver support and volunteer time off expand the breadth of time-away options.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
Gallery
