Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As an Auto Risk Analyst in the Auto Risk team, you will play a key role in shaping our risk acquisition strategies and driving process improvements. You'll have the opportunity to collaborate with cross-functional partners, present insights to senior leaders, and contribute to initiatives that balance risk and reward while enhancing system efficiencies. Together, we'll identify and assess key risk drivers, segment portfolios analytically, and ensure a robust controls environment. By interpreting big data and participating in complex analytic projects, you'll help us deliver proactive credit views and support strategic decision-making across Chase Auto Finance and the broader business.
Job responsibilities:
- Lead complex analytical initiatives, ensuring seamless execution and delivery of high-impact analysis
- Apply advanced judgment and independent decision-making to resolve multifaceted business challenges
- Collaborate effectively with cross-functional teams-including modeling, finance, business, 3rd party data vendors, and product to address key business issues and accelerate growth within established risk parameters
- Manage the full lifecycle of analytical projects: from problem identification and objective setting, through data discovery, synthesis, and analysis of large, complex datasets, to formulating actionable recommendations.
- Develop and present clear, compelling presentations to communicate findings and strategic recommendations to stakeholders
Required qualifications, capabilities, and skills
- MS or Bachelor's degree in a quantitative discipline (Mathematics, Finance, Statistics, Economics, or related field)
- 8+ years of relevant analytical experience, with a strong understanding of P&L management
- Proven track record in problem-solving, business innovation, and a proactive, agile approach
- Demonstrated ability to manage and prioritize multiple projects across diverse, cross-functional teams
- Deep expertise in multiple analytic disciplines and a thorough understanding of business drivers and cause/effect relationships
- Exceptional communication and interpersonal skills, with the ability to engage and influence stakeholders across departments
- Strong knowledge of consumer risk management, risk policies, control processes, and key metrics
- Advanced technical proficiency in SAS, SQL, and Python
- Highly skilled in PowerPoint and Excel, including advanced use of graphs, charts, and formulas
Preferred qualifications, capabilities, and skills
- Advanced degree preferred
- Experience in Auto Risk Lending is a plus
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.
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What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands.
Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products.
Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com.
©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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