Risk Management Area Product Owner Fraud Risk Payments, Managing Director

Posted 7 Days Ago
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Wilmington, DE
Hybrid
5-7 Years Experience
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
As a Risk Management Area Product Owner at JPMorgan Chase, you'll oversee the product roadmap for fraud capabilities linked to digital payments, engaging with senior leaders, leading a team, managing product vision, and coordinating across various teams to drive innovations in fraud management.
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Job Description
Bring your expertise and leadership to JPMorgan Chase! As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As an Area Product Owner within Consumer and Community Banking (CCB) Fraud Risk's Monetary Decisions, you will be accountable for the product roadmap, advancing and innovating on fraud capabilities and maintaining operational excellence across the team including in technology deployments for the fraud management of all digital payments(e.g. Zelle, wire, rewards), check and credit and debit point of sale transactions. Additionally, you will represents Risk in firmwide Fraud working groups, providing subject matter expertise and partnership. You will be part of the CCB Risk organization and will provide cross functional leadership and be a peer and trusted colleague to many product owners, as well as business functions, across both CCB and Commercial and Investment Bank (CIB). Your work includes a high level of collaboration with internal and external partners to refine the product strategy and deliver on business commitments.
Job Responsibilities :

  • Drive engagement and interact with senior business leaders, leveraging strong business and fraud knowledge and expertise.
  • Engage with technology executives, business leaders, Chief Risk Officers and Heads of CCB Risk and Fraud Center of Excellence on the product roadmap(s) and technology capabilities for the Monetary Fraud Risk area product.
  • Lead a team that supports the Fraud loss line owners, software developers and engineers.
  • Drive the agile process with deep acumen of the agility operating model.
  • Build a deep understanding of impacted customers, including both internal stakeholders and external / end users and customers.
  • Manage teams in a highly technical environment, including the management of product vision, roadmaps and product backlogs across multiple monetary areas, value proposition, sprint planning/review, and iterative releases.
  • Migrate platforms, services, and applications in large scale, end to end modernization efforts
  • Develop and deliver new, innovative product features to manage fraud, in close partnership with key product areas involved in the end to end customer journey.
  • Coordinate with other Product teams, building relationships and rapport to exert influence across many disparate areas to gain consensus and drive solutions.
  • Support the fraud community and manage a myriad of stakeholders across CCB and CIB business and product areas.


Required qualifications, capabilities, and skills.

  • 10+ years' experience in product ownership/management, financial services industry and management and 2+ years actively involved in an Agile/Scrum environment
  • Fraud experience, either in a Product environment or within Fraud Strategy / Fraud Operations leadership
  • Comfortable utilizing Jira, Confluence
  • Demonstrated leadership in product development (taking products from conception to release), as well as experience with project and stakeholder management
  • Understanding and experience with identifying and building/managing controls
  • Experience in working with and leading data-driven organizations
  • Knowledge of development and project management methodologies, best practices, and tools (Agile, Scrum, Kanban)
  • A willingness to help and share knowledge with other team members
  • Experience in working with diverse teams, involving different cultures / locations
  • An experienced leader of cross product initiatives in complex environments
  • Bachelor's or Master's degree in Finance, Accounting, Economics, Business Management, Computer Science, Informatics, Engineering or other relevant field


Preferred qualifications, capabilities, and skills

  • Extensive experience in Fraud Management specifically in monetary transaction types (e.g. wires, check, point of sale)
  • AWS Certification(s) with experience implementing AWS and/or other cloud services.
  • Experience working with financial services risk organizations
  • Versed in Software DevOps and Cloud Operating Models
  • A Master's degree in a technical discipline, or the background and experience that demonstrates a similar level of strong programming skills and practices


About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

What the Team is Saying

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The Company
HQ: New York, NY
289,097 Employees
Hybrid Workplace
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands.

Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products.

Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com.

©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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