Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionThe Risk Lead will support Wise with enhancing the UK Risk function, with particular focus on financial risks. This role reports into Global Head of Financial Risk. You will manage one resource and work closely with Group Risk, Treasury, Finance, Operations. We are looking for someone who can apply deep understanding of UK regulation to our UK legal entities, while helping them to maintain effective oversight of Group-delivered services, controls and intragroup dependencies.
What You'll Be Doing:
Act as a trusted deputy to the UK CRO, helping run Risk function and deputising in relevant governance forums where appropriate
Lead second-line oversight of the UK financial risk framework
Provide robust review and challenge of first-line treasury and finance activities
Own or oversee relevant financial risk policies, KRIs, limits and playbooks
Advise relevant UK committees on emerging financial risks, balance sheet resilience, risk appetite and KRI usage, and management actions
Support oversight of material Group services and intragroup arrangements delivered to the UK entities, ensuring clear ownership, service expectations, escalation routes, assurance activity and remediation tracking
Lead, coach and the UK financial risk team as appropriate, while working with the Operational Risk Manager to maintain a consolidated view of material issues, incidents, control weaknesses and remediation progress
What You'll Bring:
Significant experience and practical knowledge of all financial risks, formed within UK regulated institutions
Deep understanding of UK regulatory requirements across different types of licenses
Hands-on experience designing, reviewing or challenging risk methodologies, including quantitative modelling, management actions and Board-level interpretation
Experience working with Treasury, Finance and first-line risk owners on balance sheet risk management and strategy, ALCO materials, risk appetite
Strong understanding of how risk frameworks, policies, KRIs, limits, controls, issues, incidents, assurance activity and service dependencies fit together in regulate institutions
Good understanding of outsourced, intragroup or third-party service arrangements, especially where material services, technology, data or controls are provided by another part of the group
Excellent leadership, communication and stakeholder management skills, with the ability to provide independent challenge while remaining pragmatic and constructive
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- Significant experience and practical knowledge of all financial risks formed within UK regulated institutions
- Deep understanding of UK regulatory requirements across different types of licenses
- Hands-on experience designing, reviewing or challenging risk methodologies, including quantitative modelling, management actions and Board-level interpretation
- Experience working with Treasury, Finance and first-line risk owners on balance sheet risk management and strategy, ALCO materials, risk appetite
- Strong understanding of how risk frameworks, policies, KRIs, limits, controls, issues, incidents, assurance activity and service dependencies fit together in regulated institutions
- Good understanding of outsourced, intragroup or third-party service arrangements where material services, technology, data or controls are provided by another part of the group
- Excellent leadership, communication and stakeholder management skills, with ability to provide independent challenge while remaining pragmatic and constructive
What the Team is Saying
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What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
