Risk Data Analyst

TBC Bank Uzbekistan, the first digital bank in Uzbekistan and a part of TBC Bank Group PLC, commenced its operations in 2020. Today, the bank is rapidly developing, offering retail banking solutions through its innovative fintech platform. Over 4 million registered users have access to banking services via its mobile application. 'Making People's Life Easier' - the core principle of TBC Bank's operations. By advancing digital technologies across all spheres of life, TBC Bank is dedicated to building a bank free from queues, physical offices, bureaucracy, complex terminologies, and lengthy waits.

We are looking for talented individuals with Risk Data Analyst experience to join our team

Primary Focus: 

• Collect raw data from various internal systems, external sources, and third-party providers.
• Maintain a centralized database for all credit risk-related data, ensuring it's updated regularly.
• Implement data validation checks to ensure consistency and accuracy.
• Conduct initial analyses of raw data to identify trends, anomalies, or patterns that might indicate potential risks.
• Use statistical tools and techniques to analyze data, ensuring that it's ready for further processing and reporting.
• Conducting A/B testing.
• Collaborate with the Risk Reporting Specialist to provide data that's tailored to specific reporting needs.
• Implement corrective actions to rectify any data inaccuracies or inconsistencies.
• Continuously improve data quality processes to minimize errors in future datasets.
• Liaise with other departments, such as IT and operations, to ensure seamless data flow and integration.
• Provide insights and preliminary findings to senior management, helping them understand the data landscape.
• Work with the Data Engineer to ensure that data storage and retrieval systems are optimized for the team's needs.
• Stay updated with the latest trends in data analysis, credit risk assessment, and relevant regulatory requirements.
• Attend workshops, seminars, and training sessions to enhance data analysis skills.
• Share knowledge with team members and contribute to the team's overall growth and development.

Qualifications:

• At least 1 years of experience dealing with large volumes of complex data.
• Excellent communication skills with ability to present complex findings in English and in Russian.
• Excellent SQL skills: joins, sub queries, window functions.
• Excel skills: VLOOKUP, pivot tables.
• Power BI experience would be an advantage.
• Experience working in a retail bank’s credit risk department would be an advantage.

Skills:

• Excellent analytical, verbal and written communication, exceptional interpersonal, and relationship building skills with business stakeholders.
• A strategic thinker with the ability to review a situation from varied perspectives as well as a willingness to make judgment calls and decisions based on experience and reasonableness tests.
• Detail-oriented with a strong focus on accuracy and quality.
• Ability to streamline complex processes.
• Ability to meet strict deadlines with excellent follow-up skills.
• Comfortable with a “hands-on” approach and balancing multiple, competing priorities and changes in scope/direction, all with a high sense of urgency and positive “can-do” attitude.
• Ability to work in a fast-paced environment and adapt to change very quickly with minimal supervision.
  

Languages:

• Russian B2
• English B2

Working with us means:

• An open atmosphere and vibrant team life without unnecessary bureaucracy or dress code;
• Medical insurance with extended coverage after the probation period;
• Coverage for conference participation, discounts for English language courses, and access to educational platforms (Coursera, Udemy);
• Internal meetups: lightning & thunder talks;
• High-performance equipment and additional monitors for productive work;
• Class “A” office in the city center
• A multicultural team (Georgia, Russia, Poland, Kazakhstan, Kyrgyzstan, Ukraine, Tajikistan);
• Referral program 'Bring a Friend' with bonus opportunities;
• Coffee points for snacks at any time;
• Team-building and sports events that foster team spirit.