Risk, Credit Risk, Analyst, Salt Lake City

·        Approve counterparty research reviews and internal credit ratings analysis conducted by analysts. Analysis is expected to include:

o    Assessment of industry fundamentals, financial strengths, and qualitative factors supporting counterparties' creditworthiness

o    Financial models to assess the counterparties' ability to service its debt through cash flow projections

o    Analysis of performance relative to budget and/or underwriting expectations, as well as adherence to covenants

·         Analyze all credit facilities of the portfolio counterparties and recommend Regulatory Risk Ratings

·         Present findings and recommendations to senior leadership and answer questions relating to analysis performed

·         Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management

·         Update and maintain existing internal rating methodology

·         Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed

·         Provide both industry specific training and review process training to new hires and juniors analysts

·         Opportunity to work on an industry team such as consumer, retail, healthcare, diversified industrials, technology, media and telecommunications.

Other key responsibilities include:

·         Coordinate with global colleagues in GS Risk teams as well as with other divisions, including Investment Banking, Asset Management, Controllers, and Operations

·         Support key Risk governance and approval committees

·         Participate in regulatory examinations

Basic Qualifications

·         Bachelor's Degree (US or foreign equivalent) in Business Administration, Finance, or a related field

·        1-3 years of experience in the job offered or a related role.

Preferred Qualifications

·         Experience in financial models including, but not limited to, future projections, valuation methods (such as DCF, Multiple based approach)

·         Experience in presenting and defending research reports and findings to colleagues, senior management and internal stakeholders

·         Experience in team environment, including experience providing training to junior colleagues and peers

·         Highly motivated with strong academic background

·         Strong analytical and communication skills, both oral and written

·         Team player with an ability to work effectively with colleagues in other regional offices

·         Flexibility, ability to learn quickly

·         Strong organizational skills and the ability to manage multiple assignments concurrently