Role purpose
Strengthen the Group’s credit/counterparty risk capability through consistent credit analysis, portfolio monitoring, and data-led MI, supporting robust limit governance and forward-looking insight across entities.
Key responsibilities
- Credit analysis & reviews: lead counterparty/client assessments; maintain credit memos and periodic reviews; track conditions and follow-ups.
- Exposure, concentration & limits monitoring: produce and interpret credit exposures, limit utilisation, concentrations, and exceptions; propose escalations with supporting analysis.
- Credit MI & dashboards: build and own credit reporting packs (trend commentary, watchlists, drivers of change); partner with Quant/Data Engineer to automate and standardise.
- Stress/scenario inputs: contribute credit-focused scenarios, sensitivity analysis, and “what changed?” investigations.
- Data discipline: ensure definitions are consistent (exposure measures, limit logic, entity mapping); document methodology changes.
- Governance support: prepare inputs for ALCO / credit governance forums and ensure clear action tracking and closure evidence.
Key deliverables (examples)
- Credit watchlist + periodic review schedule
- Credit exposure & limits MI with narrative and exceptions
- Credit memos / review notes and conditions tracker
- Automated credit dashboards (where feasible) and definitions documentation
Success measures
- Better-quality, assessment-based credit decisions with clear evidence
- Fewer limit surprises; improved early-warning capability
- Reduced manual reporting and improved data consistency across entities
Benefits
Competitive Salary
Annual Bonus
Private Medical
Top Skills
What We Do
Ballinger Group is a specialist FX broker providing flexible and innovative foreign exchange services to corporate and institutional clients globally. Headquartered in London, Ballinger Group was established by market leading professionals to provide tailored and competitive deliverable FX solutions for sophisticated clients underserved in the market. Ballinger Group’s senior management team has over 100 years of experience at the forefront of the foreign exchange market and the business is supported by an extensive liquidity network of professional partnerships and banking arrangements. The Balinger Group comprises three distinct entities, namely, Ballinger & Co Ltd, Ballinger Europe Ltd, and Ballinger Markets Ltd. For full details on all companies within the group and their registration information please visit ballinger.group/entities.
