Here's how you will make an impact:
Performing complex fraud investigations using a wide variety of data in order to accept, reject or refer transactions for further investigation. You're a self-proclaimed (risk) detective!
Assessing the chargeback risk of each business and working directly with small business owners to establish good business practices to protect themselves against disputes.
Demonstrating strong attention to detail in minimizing fraudulent activities, identifying risk exposure, and determining regulatory or compliance violations
Looking for opportunities to improve the way we currently work to support efficiencies and process improvements.
You Thrive Here By Possessing the Following:
2+ years of merchant underwriting/adjudicating experience working in a payments or fintech space.
Strong credit risk experience with the ability to identify high-risk businesses.
A thorough understanding of best practices for preventing service-related chargebacks, and experience in improving policies and operations within a fast-paced environment.
Fraud and/or compliance risk experience, preferably having worked in monitoring accounts and transactions to identify fraudulent behaviour in online businesses.
Experience working with rule-based fraud detection tools and a willingness to apply these skills using both internal and third-party tools.
The ability to manage relationships with our small business owners, using your excellent communication skills to do so.
You can ask “the right questions” when probing for critical information from a customer and deliver not-so-great news in a way that they are still left feeling great about Wave
You are resourceful - you know where to dig up relevant, real-world information and understand “the big picture” before making decisions.
Skills Required
- 2+ years of merchant underwriting or adjudicating experience in payments or fintech
- Strong credit risk experience with ability to identify high-risk businesses
- Thorough understanding of best practices to prevent service-related chargebacks and experience improving policies and operations
- Fraud and/or compliance risk experience
- Experience monitoring accounts and transactions to identify fraudulent behavior in online businesses
- Experience working with rule-based fraud detection tools and willingness to use internal and third-party tools
- Excellent communication skills and ability to manage relationships with small business owners
- Ability to probe for critical information and deliver difficult news diplomatically
- Resourcefulness and ability to gather real-world information and see the big picture before deciding
- Strong attention to detail in minimizing fraud, identifying risk exposure, and spotting compliance violations
What We Do
Wave is one-stop money management for small business owners. We empower small business owners to manage their finances fearlessly by offering the simplest financial management solution they can’t live without. As an award-winning company, and one of the fastest-growing financial services software solutions, we are unwavering in our commitment to grow and support both our customers and our people. We care deeply and we challenge directly. We re-imagine the possible, together, to achieve extraordinary results for the small business owners we serve.
