Vivid Money S.A. is an electronic money institution registered and licensed in Luxembourg. We provide payment services both in B2C and B2B segments. We operate from our Luxembourg headquarters under our own EMI license. The Risk Analyst will report directly to the Chief Risk Officer and will work in close collaboration with the Authorized Management.
We want to be more than just a name on your CV. We strive for the talent to achieve the full potential and beyond, providing the tools to learn and develop within our fast-growing company. We encourage you to challenge the status quo and bring in your own ideas and opinions. We want to be a playground to try new things, make mistakes and learn from them.
What you will do
- Support the Chief Risk Officer in establishing and maintaining the risk management framework.
- Identify and assess risks in changes to the company’s products, processes, and systems.
- Conduct outsourcing and third-party risk assessments.
- Maintain, analyze, and aggregate risk information for inclusion in senior management risk reports.
- Assist in the creation and updating of internal risk management policies and procedures.
- Monitor adherence to the Risk Appetite Framework, risk indicators, and SLAs.
- Follow up on the implementation of corrective actions.
- Bachelor's degree in Business, Finance, Risk Management, or related fields (preferred).
- 2-3 years of experience in financial services, operational risk, audit, advisory services, or product management.
- Knowledge of financial products and CSSF and regulatory requirements, including PSD2, outsourcing and DORA.
- Analytical mindset with attention to detail and the ability to translate complex details into a broader context.
- Strong execution and project management skills, with the ability to manage multiple time-sensitive tasks.
- Ability to deliver results in a dynamic, fast-paced environment.
- Strong interpersonal and communication skills.
- Fluency in English is essential; French/German is beneficial.
- We have a hybrid model in our office in Luxembourg.
- Lunch Benefit
- Flexible hours arrangement.
- Competitive salary and benefits package (depending on location).
What We Do
Vivid offers a unique mobile banking app and a distinctive digital investing platform from a single app. Whether it’s payments, transfers, multi-currency accounts, spendings reports, split bills as well as the possibility to invest in international stocks, ETFs, and precious metals. With over 150 listed cryptocurrencies, Vivid offers one of the biggest portfolios in Europe. With Vivid, managing your finances is easy, flexible, and 100% transparent.
We founded Vivid to bring a colourful and entirely different experience to dealing with personal finance. With our knowledge and experience, we strive to help our customers earn more and increase their wealth.
On the 8th of June 2020, Vivid was launched in Germany as its first market, followed by France, Spain, and Italy, with more European countries to come! Already over 500,000 customers throughout Europe enjoy our superior banking and investment experience – and love to collect cashback in the form of Stock Rewards.
In not even two years, we’ve grown from one tiny office in Berlin’s Neukölln neighbourhood to a company of more than 300 people, with 30+ different nationalities. Next to our headquarters in Berlin (GER), we work from Vivid Hub Amsterdam (NL) and Vivid Tech Hub in Almaty (KAZ). Vividians are coming together to collaborate and exchange ideas.
We are working in proud partnerships with Solaris SE, CM Equity, and VISA. As a company, we have already raised over 200 million euros from renowned investors, including Ribbit Capital, Greenoaks Capial, and the SoftBank Vision Fund 2, and is valued at 775 million euros
.JPG)
_2.png)
