Join our fast-paced, growing company and further your career with Maverick Payments, where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!
About Payments:
Maverick Payments is a family-owned and privately held full-service payment provider. Located in Calabasas, California, Maverick has created innovative technology designed for sales organizations, such as ISO’s and ISV’s, looking to monetize payments by reselling our white-labeled payments stack. Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services. Maverick’s team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.
About the Position:
Under the direction of the Associate Director of Risk & Underwriting, the Risk Analyst, II is responsible for the oversight of merchant accounts to identify, investigate and mitigate activity that represents financial risk to the Company based on Company guidelines. The Risk Analyst supports the Risk department’s function in protecting the Company against the risk of loss associated with providing products/services for customers.
- Conducting daily, weekly, monthly reviews of merchant activity and analyzing for increased credit risk, transactional variations, dispute activity, and fraud patterns.
- Proactively monitoring all merchant activities for compliance with applicable laws, rules, regulations, and policies.
- Investigating abnormal processing patterns and recommending appropriate actions.
- Reviewing and analyzing financial, credit and publicly available information to support actions and decisions.
- Assessing and evaluating business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes.
- Analyzing risk files of multiple high-risk verticals spreads, to evaluate, investigate and determine action.
- Answering internal and external inquiries specific to risk
- Experience with high-risk payment processing preferred.
- Knowledge of Card Brand rules and regulations required
- Must have prior experience and use of Aperia risk monitoring tool, Vigilance
- High School Diploma required; bachelor’s degree preferred.
- 3-5 years of experience in Risk Management within the acquiring industry
- Proficiency with MS Office Suite products with an emphasis on Microsoft Excel.
- Familiarity with various tools used for underwriting and due diligence (i.e. Equifax, TIN Check, Aperia, Vigilance, MATCH, GIACT, Merlink, etc.).
- Familiar with systems/platform utilized by companies Fiserv and REPAY.
- Excellent written and verbal communication skills.
- Understanding of emerging technologies and trends in the payments space and their associated risks.
- Excellent time management.
- Ability to analyze, test, assess and / or interpret information or data to make recommendations to enhance business operations.
- Possesses strong analytical and research skills with strong attention to detail.
- Ability to work autonomously while producing a high output of quality work.
- This role may work an alternating schedule that will require some weekends, evenings and holidays.
- Competitive Salary, Bonuses and Incentives.
- Comprehensive employer sponsored health, vision, and dental insurance programs.
- Paid time off, Paid Sick and Paid Holidays.
- 401K plan with up to a 3% matching contribution.
- Commitment to Career Development and Advancement.
- Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!
This position will consider remote work for candidates in the following states: AZ, CA (outside Los Angeles), CO, FL, GA, ID, IN, KS, KY MA, MD, ME, NE, NC, NJ, NV, NY, OH, OR, PA, TN, TX, UT, VA, WA
Top Skills
What We Do
Maverick Payments is a full-service payment processor with innovative technology designed for partners looking to monetize payments by reselling our white-labeled payments stack. Quickly go to market with minimal to no cost or risk - all with building your brand while leveraging our infrastructure. With our merchant acquiring services, proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services, we offer a true all-in-one solution geared for sales organizations, such as ISVs, developers, ISOs, and agents looking to generate payments revenue in a scalable method with no investment or risk burden. Our dashboard is an end-to-end system with a complete API, digital onboarding, portfolio management, sub-reseller and user management, support ticketing, and so much more – your turnkey platform to go to market as a payments provider under your brand while utilizing Maverick’s back-end systems. With its headquarters in Los Angeles, Maverick's FSP infrastructure means all operations are handled in-house including underwriting, risk monitoring, compliance, technology development, on-boarding, customer support, and more. This allows for quick resolutions and hands-on support. Maverick is a leader in technology-driven payment processing for merchants of any size in the United States, including card present and card not present. Additionally, Maverick supports a wide range of business types including specialty verticals and emerging markets which typical processors shy away from due to elevated risks; however, these are new industries for our resellers to support and expand into. Our partner-focused approach ensures competitive pricing, transparency, and best-in-class services that build personal and lasting relationships with our partners and merchants. As a family owned and operated company, our nimble approach means our commitment to providing unsurpassed levels of support and building long-term relationships
