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Kikoff: A FinTech Unicorn Powering Financial Progress with AI
At Kikoff, our mission is to provide radically affordable financial tools to help consumers achieve financial security. We're a profitable, high growth FinTech unicorn serving millions of people, many of whom are building credit or navigating life paycheck to paycheck. With innovative technology and AI, we simplify credit building, reduce debt, and expand access to financial opportunities to those who need them the most. Founded in 2019, Kikoff is headquartered in San Francisco and backed by top-tier VC investors and NBA star Stephen Curry.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
What You Will Do:
Develop, implement, and maintain revenue policies, procedures, and processes to ensure compliance with ASC 606 and ASC 310
Ensure the accurate recognition of all revenue streams including lending, credit card, and subscription services
Reconcile data between systems/sources identify discrepancies and collaborate with data and engineering to determine root causes and propose solutions
Ownership of the month-end financial statement close process by preparing journal entries, balance sheet account reconciliations, and variance analysis
Work with external auditors during the annual financial audit, ensuring compliance with revenue accounting standards, AR balances, CECL requirements and commissions policies
Analyze and review contractual agreements to ensure proper revenue recognition and compliance with credit loss policies
Oversee the company’s compliance with ASC 310 and ASC 326 CECL standards, ensuring that appropriate credit loss models are applied to the company's loan portfolios and other relevant assets
Research and review applicable sales tax calculations; review monthly sales tax filings
Partner across multiple cross-functional teams as the leader for all revenue accounting related matters on new products, product feature updates, M&A and business development proposals
Critically analyze non-recurring transactions by properly identifying the accounting implications of various explicit terms and implied nuances, applying appropriate accounting rules and literature and exercising judgment in subjective areas to draw reasonable and acceptable conclusions
About You:
A minimum of 3+ years of experience in revenue accounting and public accounting experience
1+ year of industry experience
Experience working in fintech, SaaS, financial services
CPA designation required
Experience with ETL tools and other data transformation tools (Alteryx, Metabase, Snowflake, etc.)
Demonstrated success in leading revenue accounting functions in a dynamic environment managing multiple and changing priorities with ability to understand issues, demonstrate resourcefulness, and proactively resolve problems
You're passionate about building systems and process improvements. You thrive in bringing process and organization to complex environments
You have implemented an ERP, revenue recognition or billing system
Ability to automate and simplify large datasets
Ability to lead projects independently
Experience with SOX and internal controls (design, implementation, and execution) is a plus
Excellent organizational abilities, attention to detail, and strong written and oral communication skills
Comfortable with navigating ambiguity, and possessing a strong sense of grit
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Top Skills
What We Do
Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.
Why Work With Us
We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.
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