Retail Credit Analyst - Monterrey

There are 7 billion people on this planet. And by 2050, there will be 2 billion more... many moving into urban centers at an unprecedented rate. Making sure there is enough food, fiber and infrastructure for our rapidly growing world is what we're all about at John Deere. And it's why we're investing in our people and our technology like never before in our 175-year history. Here the world's brightest minds are tackling the world's biggest challenges. If you believe one person can make the world a better place, we'll put you to work. RIGHT NOW.
Title: Retail Credit Analyst - Monterrey
Primary Location: Garza Garcia
Function: Financial Services
John Deere is a foremost leader in the ag equipment business, and we continue to put a solid stamp on other industries. For over 150 years, the company's portfolio of groundbreaking products has grown to include industries related to and outside of agriculture, including Turf, Construction and Forestry and Wind Technologies. The image of John Deere is no longer that of a signature green tractor meandering across a field; it's been replaced with an image of acceleration, swift progress, and innovative leaping toward the company's 200th year. The product line alone serves as proof with advances in machine performance, equipment automation, fleet management, and John Deere's ongoing investment in emerging markets.
Note: All candidates should have their tax situation certificate (Constancia de Siituación Fiscal) up to date with the salary regime to be eligible for the hiring process.
Main Responsibilities

• Evaluates financial statements and other customer information to approve or deny moderately complex, finance products, notes and/or leases according to guidelines, policies and procedures established by the Company including communication of decision to dealers/merchants/customers.
• May review and authorize additional transactions against customer's current credit limit in order to maintain and improve overall performance of portfolio.
• Develops and maintains business relationships with dealers/merchants, Area Sales Managers, and others specific to position.
• Assists with solving problems, answering questions, and counseling dealers/merchants with completing financial documentation and may occasionally help with collections.
• Assists with training Credit Analysts and internal staff. Provides expert credit advice and may provide work direction.

What Skills You Need

• Understanding of financial statements, cash flow and key financial ratios.
• Ability to use standard desktop load applications such as Microsoft Office plus intranet and internet functions.
• Experience building strong relationships, solving problems, and communicating effectively with dealers and internal partners.
• 1 or more years of experience working in the finance industry or a related customer-oriented environment.
• Ability to handle multiple projects and/or tasks.

What Makes You Stand Out

• Understanding of finance and credit concepts.
• Experience in an agricultural, commercial or consumer lending environment.
• An understanding of the John Deere dealer network and channel.

Education

• Bachelor's degree in a Business/Management discipline.
• Bachelor's degree in an Accounting/Finance discipline.
• Bachelor's degree in an Agri-Business discipline.

This position will be posted for a minimum of 10 business days and unposted when a qualified pool of candidates is achieved.
Candidates must have the necessary work permits to work in the country.