Research Specialist - C05 - OFALLON - Hybrid

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O'Fallon, MO, USA
In-Office
44K-57K Annually
Fintech • Financial Services
The Role

The Research Specialist 5 performs relatively complex assignments. Has direct impact on the business by ensuring the quality of the tasks or services provided. Works under little to no direct supervision. May service an expansive and/or diverse array of products/services. Applies working knowledge of technical and professional principles and concepts and in depth knowledge of team objectives. Understands how assigned duties contribute to the work of the team/unit and how the units coordinate their efforts and resources to achieve the objectives of the function. Ensures the quality and service of self and others. May recommend new options to enhance productivity in accordance with guidelines. Requires tact and diplomacy when exchanging complex or sensitive information with others. Is sensitive to audience diversity. Basic knowledge of the organization, the business and its policies required. Typically responsible for resolving basic to moderately complex problems based on practice and precedence. Able to assess applicability of similar experiences and evaluate options under circumstances not covered by procedures.
Responsibilities:

  • Supports the function by responding to payment and reconciliation inquiries in a timely matter.
  • Utilizes judgment to process goodwill policy write-offs and have the ability to troubleshoot point of sale issues for merchants and processors.
  • Assists with the training of new hires or team members.
  • Make decisions with little assistance from officers or manager.
  • Works under little to no direct supervision.
  • May support an expansive and/or diverse array of products/services.
  • Applies working knowledge of technical and professional principles and concepts and in depth knowledge of team objectives; and, impacts the business by ensuring the quality of the tasks or services provided.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 2-4 years relevant experience
  • Knowledge of Business Banking, Citi Commercial and Consumer Banking Products and Services as well as accounting and reconciliation experience would be beneficial
  • Proficient in Microsoft Office, most importantly Excel
  • Proven problem-solving and negotiation skills
  • Consistently demonstrates clear and concise written and verbal communication

      Education:

      • High School diploma or equivalent

      This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

    Job Grade: C05

    Locations: Sioux Falls, SD and O'Fallon, MO

    Schedule: Monday through Friday, 7:30am to 4:00pm

    HOP to HOP Eligible

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    Job Family Group:

    Operations - Core

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    Job Family:

    Research & Investigation

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    Time Type:

    Full time

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    Primary Location:

    Ofallon Missouri United States

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    Primary Location Full Time Salary Range:

    $43,960.00 - $57,340.00


    In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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    Most Relevant Skills

    Please see the requirements listed above.

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    Other Relevant Skills

    For complementary skills, please see above and/or contact the recruiter.

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    Anticipated Posting Close Date:

    Jul 25, 2025

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    Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

     

    If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
    View Citi’s EEO Policy Statement and the Know Your Rights poster.

    Citi Compensation & Benefits Highlights

    The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.

    • Healthcare Strength Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
    • Retirement Support Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
    • Wellbeing & Lifestyle Benefits Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.

    Citi Insights

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