Representative, Payment Processing

Posted 3 Days Ago
Be an Early Applicant
Montréal, QC, CAN
In-Office
Junior
Software • Financial Services
The Role
Process and reconcile credit counselling payments, manage batch and cheque disbursements, perform account reapplication/re-amortization, resolve discrepancies, maintain daily cash drawer, collaborate with internal and external partners, and provide superior customer service while following company policies.
Summary Generated by Built In

Who we are:

Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals.

Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig.

Together, we are the leading alternative lending bank in Canada. We have the collective experience and expertise to better serve our customers and foster our partners’ growth. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers.

Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canada’s leading alternative lending bank. ​

Join Fairstone as a Representative, Payment Processing and be part of our talented and growing team! 

About the role:

The Representative, Payment Processing is responsible for managing and processing credit counselling payments, ensuring accurate allocation, reconciliation, and timely resolution of discrepancies. The role supports centralized operations and collaborates with internal teams and external partners to maintain compliance and service standards. The candidate must have an excellent verbal and written communication skills, with the ability to communicate clearly, professionally, and effectively with external agencies regarding requests, follow-ups, and case status updates.

  • Responsible for following all company and departmental policies and procedures
  • Manage, update and action account processing for various administrative tasks including but not limited to, payment processing and exception, Batch processing, cheque disbursement and preparation, daily cash drawer management
  • Reconcile historical accounts and perform reapplication/re-amortization functions.
  • Provide superior customer service to both internal and external customers
  • Demonstrate technical/administrative expertise.
  • Apply specialized functional area skills and basic knowledge of payment processing functions
  • Understands how duties relate with others in the team/unit and how the unit integrates to support the larger organization
  • Other related duties as assigned
  • Monday to Friday 8:00am to 4:30pm department hours. Some Saturdays & evenings (Month-end) 
  • Open space office environment with up-to-date technology

What we’re looking for:

  • Post-Secondary Diploma (or equivalent).
  • 1 – 2 years directly related experience in payment processing and or administrative functions
  • Demonstrated excellent communication skills (oral and written), basic math, problem solving skills
  • Detail oriented with the ability to work proactively as part of a team
  • Strong working knowledge of MS products (Excel, Word and Outlook)
  • Good analytical and decision-making skills
  • Ability to work in a time-sensitive, high-volume environment
  • Bilingual required to communicate with our clients across Canada

What you’ll love about working here:

  • Award-Winning Culture: We’re proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal’s Top Employers 2025 by Canada’s Top 100 Employers.

  • Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.

  • Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.

  • Compensation Package: Competitive base salary

  • Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.

  • Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.

  • Exclusive Perks: Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.

  • On-Site Fitness: Gym access at our London and Montreal offices.

  • Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development.

  • Family Support: Parental leave top-up program to help you during life’s big moments.

  • Community Impact: One paid volunteer day to give back to causes that matter to you.

  • For more information on who we are as an employer click here.

    Learn more: https://www.fairstone.ca/en/about/canadian-lender

    Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/

    If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.

    Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

    Time Type:

    Full time

    Job Type:Permanent

    Skills Required

    • Post-Secondary Diploma (or equivalent)
    • 1-2 years directly related experience in payment processing and/or administrative functions
    • Excellent communication skills (oral and written)
    • Basic math and problem solving skills
    • Detail oriented with ability to work proactively as part of a team
    • Strong working knowledge of MS products (Excel, Word, Outlook)
    • Good analytical and decision-making skills
    • Ability to work in a time-sensitive, high-volume environment
    • Bilingual (French and English) required
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    The Company
    HQ: Montreal, Quebec
    1,293 Employees
    Year Founded: 1926

    What We Do

    At Fairstone Bank, we do things differently. We’re committed to strengthening how businesses connect with their customers, offering value-driven financial products and services that drive business success and deliver the right customer experience. We do this by building adaptable, innovative financial services, so clients can take full advantage of every opportunity that comes their way. Fairstone Bank and its subsidiary, Fairstone Financial Inc. (“Fairstone”), form a leading consumer lending group, offering a complement of financial services designed to enhance customer loyalty and deliver confident borrowing experiences. From credit card issuance and program management to point-of-sale financing programs, automobile financing, broker deposits and direct-to-consumer lending, Fairstone Bank and Fairstone provide financial solutions that enable consumers and businesses to achieve their goals. With a long-established Canadian history, the company is committed to improving the lives of Canadians with value-driven and accessible financial solutions. Fairstone Bank and Fairstone are powered by a diverse workforce located in three corporate offices and in over 240 Fairstone branches coast to coast. In 2022, Fairstone was proud to receive the Parity Certification by Women in Governance for the third year in a row, and to be nominated for the second year in a row as a Montreal Top Employer. As an organization, Fairstone Bank of Canada is committed to supporting and empowering a workplace focused on diversity, equity and inclusion. If you’re looking to join a corporate culture built on strong values, with managers who appreciate your contributions and inspire you to do your best every day, join our team! For employment opportunities: https://fairstone.wd3.myworkdayjobs.com/FairstoneCareers

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