Representative, Credit and Customer Engagement

Posted 4 Days Ago
Be an Early Applicant
Montréal, QC, CAN
In-Office
Entry level
Software • Financial Services
The Role
Handle inbound customer inquiries via phone, chat, and email; review and evaluate credit applications and credit bureaus; make credit decisions within lending criteria; explain financing terms; adjust accounts; cross-sell products; escalate complex issues and suggest process improvements while maintaining policy knowledge.
Summary Generated by Built In

Our team in MONTREAL is seeking our next FULL-TIME

CREDIT AND CUSTOMER REPRESENTATIVE

Whether you’re seeking first-time employment or are making a career change, Fairstone has the internal support to help our team members grow and succeed.

At Fairstone we don’t hire experience only, we hire attitude!

If you are willing to learn, we are willing to invest in your future!

WHAT YOU NEED TO SUCCEED

You need to be compassionate, personable, with strong customer skills.  If you love to improve customer experience, policies, and procedures, we want to hear from you!

WHY JOIN US?  

We care about our employee’s well-being and we offer a non-traditional service model where teamwork and entrepreneurial spirit is encouraged!

WHAT WE OFFER?

  • Hybrid work model to accommodate your work life balance (3 days a week at the office).

Fairstone is committed to creating a healthy work/life balance for its employees and offers many competitive working conditions and benefits. This includes our Hybrid Office Strategy that allows for flexibility to work in-office and remotely

  • Professional development with our eLearning online courses: Paid training, excellent coaching to develop your leadership skills and business skills.
  • Employee discounts; Phone plans, gym membership and car and home insurance, and many retail discounts with Perkopolis.
  • Education Support up to $3000
  • We offer 3 weeks’ vacation and an additional 6 days to use at your convenience (wellness days)
  • Pension program up to 8%: automatic 3% company contribution, and up to 4% more to match your contribution.
  • Comprehensive benefit package; medical and dental benefits, adjustable to your needs (with access to virtual healthcare)

Shift premiums as follow:

  • We offer a 10% shift premium (of regular hourly rate) will be paid for all hours worked 50% or more of the total hours worked:  Monday to Friday after 5:00pm and hours worked on weekends.

DEPARTMENT FLEX SCHEDULE BETWEEN DAY, EVENING AND WEEKENDS BEETWEEN 8h & 23h

WHAT WILL YOU BE ACCOMPLISHING?

  • Respond to service inquiries from consumers and retailers to resolve simple to moderately complex issues.
  • Serve as the first contact for customers seeking support on personal devices like inbound chat, email, phone, and tablets supporting Fairstone products.
  • Review and evaluate credit applications within our custom lending criteria
  • Evaluate customer credit bureaus, and maintain a prompt turnaround on credit decisions
  • Explain financing terms, make proper adjustments to accounts as needed 
  • Listen and enquire customer needs to promote various products through cross-selling/value-add opportunities.
  • Escalates non-resolved issues in accordance with escalation procedures
  • Maintain a very good understanding of all our Policy and Procedure
  • Highly encourage to identify and suggest possible improvements in our process.

Qualifications:

  • Good written and oral communication skills in French and English.
  • Ability to multi-task and learn quickly in a fast-paced environment while being flexible and adaptable
  • Strong analytical and problem-solving skills
  • Enjoy demonstrating initiative,
  • Maintain a positive supportive attitude and help to maintain a gratifying work atmosphere with strong sense of ethics!

Learn more: https://www.fairstone.ca/en/about/canadian-lender

Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/

If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.

Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

Time Type:

Full time

Job Type:Permanent

Skills Required

  • Good written and oral communication skills in French and English
  • Ability to multi-task and learn quickly in a fast-paced environment
  • Strong analytical and problem-solving skills
  • Demonstrates initiative
  • Positive, supportive attitude and strong sense of ethics
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The Company
HQ: Montreal, Quebec
1,293 Employees
Year Founded: 1926

What We Do

At Fairstone Bank, we do things differently. We’re committed to strengthening how businesses connect with their customers, offering value-driven financial products and services that drive business success and deliver the right customer experience. We do this by building adaptable, innovative financial services, so clients can take full advantage of every opportunity that comes their way. Fairstone Bank and its subsidiary, Fairstone Financial Inc. (“Fairstone”), form a leading consumer lending group, offering a complement of financial services designed to enhance customer loyalty and deliver confident borrowing experiences. From credit card issuance and program management to point-of-sale financing programs, automobile financing, broker deposits and direct-to-consumer lending, Fairstone Bank and Fairstone provide financial solutions that enable consumers and businesses to achieve their goals. With a long-established Canadian history, the company is committed to improving the lives of Canadians with value-driven and accessible financial solutions. Fairstone Bank and Fairstone are powered by a diverse workforce located in three corporate offices and in over 240 Fairstone branches coast to coast. In 2022, Fairstone was proud to receive the Parity Certification by Women in Governance for the third year in a row, and to be nominated for the second year in a row as a Montreal Top Employer. As an organization, Fairstone Bank of Canada is committed to supporting and empowering a workplace focused on diversity, equity and inclusion. If you’re looking to join a corporate culture built on strong values, with managers who appreciate your contributions and inspire you to do your best every day, join our team! For employment opportunities: https://fairstone.wd3.myworkdayjobs.com/FairstoneCareers

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