United Community is looking for a Relationship Manager to provide lending functions in compliance with financial institution policies and procedures. Develop customer relationships to include all deposit products and credit services. Support all company lines of business with referrals and sales opportunities.
What You’ll Do• Be familiar with bank products and services and look for opportunities to develop new customer relationships and strengthen existing ones using United’s need-based sales approach• Interview consumer loan applicants and request specified information for loan applications• Accept loan applications and notify applicants of loan decisions• Order credit reports and recommend loan terms• Review, analyze, and process consumer lending requests in compliance with policies• Work past dues, loan exceptions, and criticized asset reports• Develop and maintain interest rate structure consistent with bank policies• Use independent judgment and discretion based on assigned lending authority• Stay abreast of current and developing regulations applicable to lending• Provide efficient, accurate, and high-quality service while maintaining good customer relations• Support others through mentoring and attending sales and developmental meetings• Attend and serve in community functions, boards, and committees as necessary• Other duties as assigned
Requirements For SuccessRequired Skills/Experience/Education: • High School diploma or equivalent• Bachelor’s degree in business, finance, or related area preferred• Experience in a financial institution preferred• Basic understanding of financial institution products and services• Knowledge of consumer credit structuring, lending practices, and customer relationship management• Strong interpersonal, analytical, and communication skills• Proven leadership ability and sharp business development focus• Proficient in Microsoft Office programs• Must complete all required compliance training, including Bank Secrecy Act/anti-money laundering training• NMLS # initial registration and annual renewal required (includes fingerprinting and background checks
Conditions of Employment• Must be able to pass a background & credit check• This is a full-time position requiring schedule flexibility for evenings and weekends• Up to 10% travel requiredFLSA Status: Non-Exempt
Pay RangeUSD $0.00 - USD $0.00 /Yr.Skills Required
- High school diploma or equivalent
- Bachelor’s degree in business, finance, or a related area
- Experience in a financial institution
- Basic understanding of financial institution products and services
- Knowledge of consumer credit structuring and lending practices
- Knowledge of customer relationship management
- Strong interpersonal, analytical, and communication skills
- Proven leadership ability and business development focus
- Proficiency in Microsoft Office programs
- Completion of required compliance training, including Bank Secrecy Act and anti-money laundering training
- NMLS initial registration and annual renewal, including fingerprinting and background checks
- Ability to pass a background and credit check
- Schedule flexibility for evenings and weekends
United Community Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about United Community Bank and has not been reviewed or approved by United Community Bank.
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Leave & Time Off Breadth — PTO and parental leave are presented as robust, covering vacation, sick and personal time plus federal holidays. Time-away policies are highlighted as strengths relative to base pay.
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Healthcare Strength — The package includes multiple medical plan options, company-paid short- and long-term disability, and company-paid life insurance at a high multiple of salary. These protections are positioned as core strengths of the total rewards offering.
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Retirement Support — A 401(k) with employer match and HSA with employer contributions are part of the offering. These components indicate meaningful support for long-term financial security.
United Community Bank Insights
What We Do
Since 1950, United Community has been driven to provide best-in-class service as we work to improve the financial well-being of the people and communities we serve. As a top 100 U.S. financial institution, we offer comprehensive banking, wealth management, and mortgage services, serving clients across the Southeast with more than 200 locations throughout Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Florida. Our commitment to service has earned us numerous accolades, including ten J.D. Power awards for #1 in customer satisfaction in the Southeast, and consistent recognition from Forbes, including multiple appearances on their lists of World's Best Banks and America's Best Banks. We were also recognized by Newsweek as one of America's Most Trusted Companies and are a multi-year recipient of American Banker's "Best Banks to Work For" award. We are an Equal Housing Lender and Member FDIC. For a better banking experience, visit your local United Community branch today. For more information about our products and services, please visit ucbi.com.
